Charlotte County property record for 2415 Myrtle Ave, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,162 sqft · built 1989 |
| Lot Size | 0.28 acres (12,219 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-05-233-003 |
| Primary APN | 41-23-05-233-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 3,612 sqft |
| Upper Floors Area | 780 sqft |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Footing |
| Roof Material | Shingle |
| Lot Area | 12,219 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
| Porch Area | 670 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004700664 |
|---|---|
| Old Parcel Number | 00876790001006 |
| Street Address | 2415 MYRTLE AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF5 |
| Legal Description | MYR 000 000B 0004 MYRTLE GARDENS BLK B LTS 4 5 & W 30 FT LT 6 352-04 602-204 957-142 1029-426 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | MYRTLE GARDENS |
| Legal Block | B |
| Legal Lot Number | 4-6 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10302 |
2415 Myrtle Ave is owned and occupied by two individuals who acquired it in March 1989.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2415 MYRTLE AVE, PUNTA GORDA, FL 33950-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1989 |
| Deed Sale | Mar 1, 1989 |
| Deed Document Number | 1989102900426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2415 MYRTLE AVE, PUNTA GORDA, FL 33950-4211 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2415 MYRTLE AVE, PUNTA GORDA, FL 33950-4211 |
| Document Number | 0003588136 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 3588136 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2415 MYRTLE AVE, PUNTA GORDA, FL 33950-4211 |
| Document Number | 0043412053 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | BB AND T ML POST CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2415 MYRTLE AVE PUNTA GORDA FL 339504211, PUNTA GORDA, FL 33950-4211 |
| Document Number | 0043412053 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 004341/002053 |
| Instrument | 2632970 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 26, 2033 |
The 2025 property tax bill for 2415 Myrtle Ave was $1,065 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 Homeowner's exemption | $110,622 | $259,524 Land $18,500 Building $241,024 |
| 2023 | $1,827.00 (+5.06%) Homeowner's exemption | $104,373 (+3%) | $249,795 (+10.03%) Land $18,500 Building $231,295 |
| 2022 | $1,739.00 Homeowner's exemption | $101,333 | $227,017 Land $10,625 Building $216,392 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2415 Myrtle Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2415 Myrtle Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.
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