Worcester County and Lancaster Town property record for 2415 Main St, Lancaster, MA 01523
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,446 sqft · built 1997 |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,340,000 (Jun 2025) |
| Tax Bill | $13,153 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2024 Refinance + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | LANC M:018.0 B:0000 L:0036.C |
| Primary APN | LANC M:018.0 B:0000 L:0036.C |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,446 sqft Living Area |
| Gross Area | 3,056 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,089,000 sqft (25 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2415 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Lot Number | 36.C |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK |
| Sep 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP |
| Jun 26, 2025 | Quit Claim Deed, Transfer |
| Aug 18, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Nov 8, 1996 · Amount on Record |
| Deed Document Number | 202551823 |
| Deed Book / Page | 72171 / 219 |
| Prior Transfer Date | Jun 16, 2025 |
| Prior Transfer Doc | 072171-219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Sep 22, 2026 |
| Property Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Document Number | 0000083153 |
| Book / Page | 74201 / 276 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202683153 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Document Number | 0000083153, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 74201/276 |
| Instrument | 202683153 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 071025-183 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 71025/183 |
| Instrument | 74899 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jun 26, 2025 |
| Property Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Document Number | 072171-219 |
| Book / Page | 72171 / 219 |
| Instrument Date | Jun 16, 2025 |
| Instrument | 51823 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Aug 18, 2023 |
| Property Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Document Number | 069540-115 |
| Book / Page | 69540 / 115 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 68503 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 2415 MAIN ST, LANCASTER, MA 01523-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61992-365 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 61992/365 |
| Instrument | 23234 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,153.00 (+6.39%) | $813,900 (+13.17%) Land $132,700 Building $681,200 |
| 2023 | $12,363.00 | $719,200 Land $125,100 Building $594,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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