St. Charles County property record for 2415 Lowell Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1980 |
| Lot Size | 0.164 acres (7,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Feb 2022) |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 427843A089 |
| Primary APN | 427843A089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 423 sqft |
| Unfinished Basement | 369 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,130 sqft (0.164 acres) |
| Lot Dimensions | 115 ft deep x 62 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 427843A089 |
|---|---|
| Street Address | 2415 LOWELL LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOOD CREST #2 LOT 2212 |
| Legal Subdivision | WOOD CREST #2 |
| Legal Lot Number | 2212 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 311732 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2415 LOWELL LN, O FALLON, MO 63368-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on Record |
| Deed Sale | Feb 23, 2022 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 202210719 |
| Prior Transfer Date | Jan 23, 2002 |
| Prior Transfer Doc | 0027970386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 23, 2022 |
| Property Address | 2415 LOWELL LN, O FALLON, MO 63368-8304 |
| Document Number | 0000010719 |
| Map Reference | MB 17 PG 19 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022R-010719 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | ALAMO TITLE 17, ALAMO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2227 N VILLAGE DR, SAINT CHARLES, MO 63303-5191 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2415 LOWELL LN, O FALLON, MO 63368-8304 |
| Document Number | 0000010720 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022R-010720 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,282 (-) | $169,905 (-) Land $40,000 Building $129,905 | |
| 2025 | $1,916.00 | $32,282 (+9.17%) | $169,905 (+9.17%) Land $40,000 Building $129,905 |
| 2023 | $29,570 | ||
| 2022 | $155,633 Land $40,000 Building $115,633 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, i3 Broadband, Wisper ISP.
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