2415 Holmes St, Hamtramck, MI 48212 Property Records

Wayne County property record for 2415 Holmes St, Hamtramck, MI 48212

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,708 sqft · built 1920
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$49,950 (Sep 2017)
Tax Bill$2,241 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN41 004 02 0398 000

Property Details

APN / Parcel Number

Primary APN41 004 02 0398 000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area854 sqft
Basement Area854 sqft
Unfinished Basement854 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions109 ft deep x 30 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2415 HOLMES ST
CityHAMTRAMCK
StateMI
Zip48212-4902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 398 FLEMING'S SUB 1/4 SEC 22 10,000 A.T. L.28 P.70 WCR
Legal SubdivisionFLEMING'S
Legal Lot Number398
JurisdictionWAYNE MI
Township / Civil DivisionHAMTRAMCK
Census Block Group1
Census Block1004
Census Tract552100

Owner

2415 Holmes St is owned and occupied by an individual who bought it in September 2017.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2415 HOLMES ST, HAMTRAMCK, MI 48212-4902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
PAC FEDERAL CU
Sep 26, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on File
Deed SaleSep 26, 2017 · Amount on File
Deed Document Number2017310065
Deed Book / Page53964 / 359
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address2415 HOLMES ST, HAMTRAMCK, MI 48212-4902
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0553190286
DateOct 7, 2019
Book Page55319/0286
Instrument2019282877
Lender
NamePAC FEDERAL CU
TypeCredit Union
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2029
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateOct 1, 2022
Change Frequency3 Years
Min Rate At Change4%
Max Rate At Change6.75%
Index3-Year CMT
Max Rate1.07%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateSep 26, 2017
Property Address2415 HOLMES ST, HAMTRAMCK, MI 48212-4902
Document Number0539640359
Book / Page053964 / 000359
Instrument DateAug 21, 2017
Instrument310065
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

AmountAmount on Record
Tax$429.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 HOLMES ST HAMTRAMCK MI 482124902, HAMTRAMCK, MI 48212-4902

Tax Assessment & Valuation

The 2025 property tax bill for 2415 Holmes St was $2,241.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityHamtramck City
Unified School DistrictHamtramck Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,300$228,600
2025$2,241.00
2023$84,300$168,600
2019$1,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2415 Holmes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2415 Holmes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMTRAMCK
serves 28,433 people · EPA ID MI0002970
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Also Mapped HereCITY OF DETROIT
Lead12 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2022
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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