2415 Harvard Ave, Independence, MO 64052 Property Records

Jackson County property record for 2415 Harvard Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1921
Lot Size	0.22 acres (9,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,655 (Feb 2026)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-640-10-06`

Property Details

APN / Parcel Number

Primary APN	`27-640-10-06`
Alternative APNs	`27-640-10-06-00-0-00-000` `27640100600000001` `793683`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,593 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	793683
Street Address	2415 HARVARD AVE
City	INDEPENDENCE
State	MO
Zip	64052-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGLEWOOD HIGHLANDS N 1/2 OF LOT 174
Legal Subdivision	ENGLEWOOD HEIGHTS
Legal Block	1
Legal Lot Number	174
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	11900

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2415 HARVARD AVE, INDEPENDENCE, MO 64052-3356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	202611219
Prior Transfer Date	Jan 29, 2026
Prior Transfer Doc	0000011219
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 24, 2023
Property Address	2415 HARVARD AVE, INDEPENDENCE, MO 64052-3356
Document Number	00E0028458
Instrument Date	Apr 14, 2023
Instrument	2023E0028458
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2415 HARVARD AVE, INDEPENDENCE, MO 64052-3356

Mortgage

Document Number	00E0028459
Date	Apr 24, 2023
Instrument	2023E0028459

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,127 (-) Land $3,754 Building $21,373	$132,250 (-)
2025	$1,837.00 (-13.59%)	$25,127 (-15.76%) Land $3,754 Building $21,373	$132,250 (-15.76%)
2024	$2,126.00 (+2.51%)
2023	$2,074.00	$29,828 Land $1,714 Building $28,114	$156,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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