2415 Explorador Dr, Merced, CA 95340 Property Records

Merced County property record for 2415 Explorador Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,502 sqft · built 2021
Lot Size	0.183 acres (7,977 sqft)
Owner	2 Company Names on Record
Last Sale	$492,000 (Jul 2026)
Tax Bill	$8,819 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-480-007-000`

Property Details

APN / Parcel Number

Primary APN	`008-480-007-000`
Alternative APN	`008-480-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,977 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-480-007
Street Address	2415 EXPLORADOR DR
City	MERCED
State	CA
Zip	95340-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 294 MORAGA OF MERCED UNIT NO. 2 SEC 16/7/14
Legal Subdivision	5370 MORAGA/MERCED
Legal Lot Number	294
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3007
Census Tract	2602

Owner

Source: Merced County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	236 MILO PL, SAN RAMON, CA 94583-2924
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer · Conventional Mortgage LOAN STORE
May 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 5, 2026	Trustee's Deed, Foreclosure
Jun 7, 2022	Grant Deed, Subdivision Related Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Feb 5, 2026 · Amount on Record
Deed Document Number	202620688
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000021870
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 31, 2026
Property Address	2415 EXPLORADOR DR, MERCED, CA 95340-5303
Document Number	0000020688
Instrument Date	Jul 28, 2026
Instrument	202620688
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,661.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	236 MILO PL, SAN RAMON, CA 94583-2924

Mortgage

Document Number	0000020689,
Date	Jul 31, 2026
Instrument	202620689

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 1, 2026
Property Address	2415 EXPLORADOR DR, MERCED, CA 95340-5303
Document Number	0000011207
Instrument Date	Mar 3, 2026
Instrument	202611207
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Feb 5, 2026
Property Address	2415 EXPLORADOR DR, MERCED, CA 95340-5303
Document Number	0000002897
Map Reference	VOL 82 PG 13-20
Instrument Date	Jan 16, 2026
Instrument	2026002897
Transaction Type	Foreclosure
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420

June 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 7, 2022
Property Address	2415 EXPLORADOR DR, MERCED, CA 95340-5303
Document Number	0000021868
Map Reference	VOL 82 PG 13-20
Instrument Date	May 1, 2022
Instrument	2022021868
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2022
Title Company	CALATLANTIC TITLE COMPANY/MD, CALATLANTIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2415 EXPLORADOR DR, MERCED, CA 95340-5303

Mortgage

Document Number	0000021869
Date	Jun 7, 2022
Instrument	2022021869

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$495,000 (-9.09%) Land $120,000 Building $375,000
2025	$8,819.00 (+7.07%)	$544,500 (+15.48%) Land $120,000 Building $424,500
2024	$8,237.00 (+5.12%)
2023	$7,836.00 (+84.72%)	$471,500 Land $105,000 Building $366,500
2022	$4,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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