2415 Douglas Rd, Oswego, IL 60543 Property Records

Kendall County property record for 2415 Douglas Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 1964
Lot Size	1.35 acres (58,901 sqft)
Owner	2 Company Names on Record
Last Sale	$38,000 (May 2022)
Tax Bill	$7,892 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-15-176-004`

Property Details

APN / Parcel Number

Primary APN	`03-15-176-004`

Interior

Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	58,901 sqft
Lot Dimensions	330 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2415 DOUGLAS RD
City	OSWEGO
State	IL
Zip	60543-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 KEIERLEBER ACRES SEC 15-37-8
Legal Range	08E
Legal Township	37N
Legal Section	15
Legal Subdivision	KEIERLEBER ACRES
Legal Lot Number	5
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2000
Census Tract	890107

Owner

Source: Kendall County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2415 DOUGLAS RD, OSWEGO, IL 60543-9799
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Sep 24, 2019	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20228837
Last Transfer Date	Jul 11, 2024
Transfer Doc	0000008125
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 19, 2022
Property Address	2415 DOUGLAS RD, OSWEGO, IL 60543-9799
Document Number	0000008837
Instrument Date	May 11, 2022
Instrument	202200008837
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2415 DOUGLAS RD, 2415, OSWEGO, IL 60543-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 DOUGLAS RD, OSWEGO, IL 60543-9799

Mortgage

Document Number	0000008838
Date	May 19, 2022
Instrument	202200008838

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.5%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 24, 2019
Property Address	2415 DOUGLAS RD, OSWEGO, IL 60543-9799
Document Number	0000013899
Instrument Date	Aug 6, 2019
Instrument	201900013899
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2415 DOUGLAS RD, OSWEGO, IL 60543-9799

Mortgage

Document Number	0000013900
Date	Sep 24, 2019
Instrument	201900013900

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,892.00 (-6.11%)	$153,660 (+40.28%) Land $33,320 Building $120,340	$460,980 (+40.28%) Land $99,960 Building $361,020
2024	$8,406.00
2022		$109,540 Land $23,753 Building $85,787	$328,620 Land $71,259 Building $257,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Metronet, T-Mobile, Verizon, Xfinity.

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