2415 4th St, Vero Beach, FL 32962 Property Records

Indian River County property record for 2415 4th St, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,005 sqft · built 1978
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2023)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-14-00001-0120-00001.3`

Property Details

APN / Parcel Number

Primary APN	`33-39-14-00001-0120-00001.3`
Alternative APN	`77603`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	2,005 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	300 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	471 sqft
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2415 4TH ST
City	VERO BEACH
State	FL
Zip	32962-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	INDIAN RIVER FARMS CO SUB PBS 2-25 E 100 FT OF N 10 AC OF TR 12, LESS CANAL R/W
Legal Range	39E
Legal Township	33S
Legal Section	14
Legal Subdivision	INDIAN RIVER FARMS COMPANY S/D
Legal Tract	12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2008
Census Tract	50603

Owner

2415 4th St is owned and occupied by an individual who bought it in February 2023.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	2415 4TH ST, VERO BEACH, FL 32962-2644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Apr 16, 2008 · Amount on File
Deed Document Number	20234957
Deed Book / Page	3598 / 24
Prior Transfer Date	Apr 8, 2005
Prior Transfer Doc	0018572254
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 2, 2023
Property Address	2415 4TH ST, VERO BEACH, FL 32962-2644
Document Number	0035980024
Book / Page	3598 / 24
Map Reference	MB 2 PG 25
Instrument Date	Feb 1, 2023
Instrument	3120230004957
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650754, VERO BEACH, FL 32965-0754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 4TH ST, VERO BEACH, FL 32962-2644

Mortgage

Document Number	0000359826
Date	Feb 2, 2023
Instrument	3598/26

Lender

Name	PATRICK ESPOSITO
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	48 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 2415 4th St was $3,096 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00 Homeowner's exemption	$231,542	$232,951 Land $60,775 Building $172,176
2023	$3,748.00 (+8.99%)	$294,646 (+10.43%) Land $60,775 Building $233,871	$294,646 (+10.43%) Land $60,775 Building $233,871
2022	$3,439.00	$266,818 Land $48,620 Building $218,198	$266,818 Land $48,620 Building $218,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2415 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	4 (2004–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2006 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20