Chambers County property record for 2415 37th St, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,315 sqft · built 1908 |
| Lot Size | 0.25 acres (10,829 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $167 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-01-01-4-003-009.000 |
| Primary APN | 12-17-01-01-4-003-009.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,829 sqft (0.25 acres) |
| Lot Dimensions | 108 ft deep x 71 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | 286530 |
|---|---|
| Street Address | 2415 37TH ST |
| City | VALLEY |
| State | AL |
| Zip | 36854-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 24SHAWMUT MILL VILLAGEM.B. 3 PG. 20-22IN SW1/4 OF SE1/4.S1 T21N R28ECITY OF VALLEY |
| Legal Range | 28 |
| Legal Township | 21 |
| Legal Section | 01 |
| Legal Subdivision | SHAWMUT MILL VILLAGE |
| Legal Block | 24 |
| Legal Lot Number | 9 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 954600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shawmut Historic District listed 1999 · 277 contributing resources · NRIS 99001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2415 37th St is owned and occupied by an individual.
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2415 37TH ST, VALLEY, AL 36854-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| May 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Apr 8, 2026 |
| Property Address | 2415 37TH ST, VALLEY, AL 36854-3116 |
| Document Number | 0000001559 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 20261559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2415 37TH ST, VALLEY, AL 36854-3116 |
| Document Number | 0000001559, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20261559 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Apr 1, 2050 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2415 37TH ST, VALLEY, AL 36854-3116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2415 37TH ST, VALLEY, AL 36854-3116 |
| Document Number | 02022/2641 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 2022/2641 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 2415 37th St was $167 with a homeowner's exemption, up 9.9% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167.00 (+9.87%) Homeowner's exemption | ||
| 2025 | $152.00 (+10.95%) | $13,680 (+179.18%) Land $2,100 Building $11,580 | $68,400 (+39.31%) Land $10,500 Building $57,900 |
| 2024 | $137.00 Additional exemption filed | $4,900 (-) Land $820 Building $4,080 | $49,100 (-) Land $8,290 Building $40,810 |
| 2023 | $137.00 (-23.03%) Additional exemption filed | $4,900 (-16.38%) Land $820 Building $4,080 | $49,100 (-16.34%) Land $8,290 Building $40,810 |
| 2022 | $178.00 Additional exemption filed | $5,860 Land $820 Building $5,040 | $58,690 Land $8,290 Building $50,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2415 37th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Most Recent Claim | Mar 2023 · Severe Storms, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2415 37th St is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures