2415 28th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 2415 28th St, Lubbock, TX 79411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 1941
Lot Size	0.169 acres (7,345 sqft)
Owner	Company Name on File
Tax Bill	$2,494 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R89531`

Property Details

APN / Parcel Number

Primary APN	`R89531`
Alternative APN	`R1645000000100070000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Stone
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,345 sqft (0.169 acres)
Lot Dimensions	130 ft deep x 56.5 ft wide
Garage Type	Attached
Garage Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2415 28TH ST
City	LUBBOCK
State	TX
Zip	79411-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUNNINGHAM BLK 1 L 8
Legal Subdivision	CUNNINGHAM SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1012
Census Tract	1401

Owner

2415 28th St is owned by a company that acquired it in December 2022.

Source: Lubbock County records, as of October 1, 2025

Owner of Record	Company Name on File
Mailing Address	3628 N 2225 E, LAYTON, UT 84040-2478
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANCE FCU
Nov 18, 2019	Warranty Deed, Transfer TRUE TITLE PARTNERS, TRUE TITLE PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022
Deed Sale	Dec 28, 2022
Prior Sale	May 20, 2022 · Amount on File
Deed Document Number	202257491
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	0000034380
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 20, 2022
Property Address	2415 28TH ST, LUBBOCK, TX 79411-1305
Document Number	0000024724
Map Reference	VOL 243 PG 116
Instrument Date	May 19, 2022
Instrument	2022024724
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415-28TH STREET, LUBBOCK, TX 79411-1305

Mortgage

Document Number	0000024725
Date	May 20, 2022
Instrument	2022024725

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	409 Months
Due	Jun 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2415 28TH ST, LUBBOCK, TX 79411-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003439
Date	Jan 28, 2020
Instrument	2020003439

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	243 Months
Due	Apr 23, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2415 28TH ST, LUBBOCK, TX 79411-1305
Document Number	0000038825
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12106 SALISBURY BLVD LUBBOCK TX 794245040, LUBBOCK, TX 79424-5040

Mortgage

Document Number	0000038825
Date	Sep 3, 2020
Instrument	38825

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	LUBBOCK, TX 79424-4237

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 2, 2030

Interest

Rate Type	Adjustable Rate
Rate	5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 18, 2019
Property Address	2415 28TH ST, LUBBOCK, TX 79411-1305
Document Number	0000044984
Instrument Date	Nov 15, 2019
Instrument	44984
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	TRUE TITLE PARTNERS, TRUE TITLE PTRS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4822 96TH ST LUBBOCK TX 794244815, LUBBOCK, TX 79424-4815

Tax Assessment & Valuation

The 2025 property tax bill for 2415 28th St was $2,494, down 2.6% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (-2.58%)	$140,988 Land $24,500 Building $116,488	$140,988 Land $24,500 Building $116,488
2024	$2,560.00 (-21.9%)
2023	$3,278.00 (+44.09%)	$176,357 Land $9,040 Building $167,317	$176,357 Land $9,040 Building $167,317
2022	$2,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2415 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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