2415 288th St E, Roy, WA 98580 Property Records

Pierce County property record for 2415 288th St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,513 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	2 Individuals on Record
Last Sale	$775,000 (Apr 2022)
Tax Bill	$7,529 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031835-3-019`

Property Details

APN / Parcel Number

Primary APN	`031835-3-019`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,513 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	2,513 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	198 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	672 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2415 288TH ST E
City	ROY
State	WA
Zip	98580-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 03 QUARTER 33 : W 1/2 OF SE OF SW OF SW EASE OF RECORD OUT OF 3-014 SEG K-2094 DS JW - TITLE ELIMINATION MAKE - SKY - MODEL - RAMADA - YEAR - 2016 - SERIAL - KL910245I - TPO - &295623 (5555516409) AFN 202311170547 TRANSFE
Legal Range	03
Legal Township	18
Legal Section	35
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	2
Census Block	2013
Census Tract	73005

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2413 288TH ST E, ROY, WA 98580-8514
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST CAPITAL LENDING INC
Oct 21, 2025	Intrafamily Transfer, Transfer
Apr 7, 2022	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Jul 24, 2012
Deed Document Number	2022633
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0000000628
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2415 288TH ST E, ROY, WA 98580-8514
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 288TH ST E, ROY, WA 98580-8514

Mortgage

Document Number	0001070118
Date	Jan 7, 2026
Instrument	202601070118

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Oct 21, 2025
Property Address	2415 288TH ST E, ROY, WA 98580-8514
Document Number	0010210280
Instrument Date	Oct 16, 2025
Instrument	202510210280
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2022
Property Address	2415 288TH ST E, ROY, WA 98580-8514
Document Number	0004070628
Instrument Date	Apr 6, 2022
Instrument	202204070628
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2413 288TH ST E, ROY, WA 98580-8514

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2022
Property Address	2415 288TH ST E, ROY, WA 98580-8514
Document Number	0004070633
Instrument Date	Apr 3, 2022
Instrument	202204070633
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2415 288TH STREET E, MCKENNA, WA 98558

Mortgage

Document Number	0004070634
Date	Apr 7, 2022
Instrument	202204070634

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,000 (+2.43%) Land $267,300 Building $445,700	$713,000 (+2.43%) Land $267,300 Building $445,700
2025	$7,529.00 (+8.5%)	$696,100 (+15.69%) Land $260,300 Building $435,800	$696,100 (+15.69%) Land $260,300 Building $435,800
2024	$6,939.00 (+9.93%)	$601,700 (+6.72%) Land $248,400 Building $353,300	$601,700 (+6.72%) Land $248,400 Building $353,300
2023	$6,312.00	$563,800 Land $267,300 Building $296,500	$563,800 Land $267,300 Building $296,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: AT&T, Verizon.

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