2414 Rippling Brook Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2414 Rippling Brook Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 3,446 sqft · built 2001
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2026)
Tax Bill	$7,175 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-233002`

Property Details

APN / Parcel Number

Primary APN	`02-233002`
Alternative APNs	`2233002` `233002`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,446 sqft Living Area
Gross Area	3,866 sqft
1st Floor Area	1,207 sqft
Basement Area	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	257 sqft
Patio Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	233002
Street Address	2414 RIPPLING BROOK RD
City	FREDERICK
State	MD
Zip	21701-9382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 107 SEC 4 PL 21 BLK L-2,500 SQ FT WORMANS MILL
Legal Subdivision	WORMANS MILL SEC 4 21
Legal Block	L
Legal Lot Number	107
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2414 Rippling Brook Rd, a townhouse, is owned and occupied by an individual who bought it in September 2026.

Source: Frederick County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BANK
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Sep 8, 2020	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS
Apr 3, 2017	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Sep 8, 2020 · Amount on File
Deed Book / Page	18053 / 58
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 18, 2026
Property Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	1805000058
Book / Page	18053 / 58
Instrument Date	Aug 4, 2026
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382

Mortgage

Document Number	1805000067,
Date	Sep 18, 2026
Book Page	18053/67

Lender

Name	ATLANTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1805000089,
Date	Sep 18, 2026
Book Page	18053/89

Lender

Name	ATLANTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127480433
Date	Dec 11, 2018
Book Page	12748/0433

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154680267
Date	Nov 4, 2021
Book Page	15468/267

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 8, 2020
Property Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0140500036
Book / Page	14050 / 36
Map Reference	MB 68 PG 48
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382

Mortgage

Document Number	1405042
Date	Sep 8, 2020
Instrument	14050/42

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0133380253
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 RIPPLING BROOK RD FREDERICK MD 217019382, FREDERICK, MD 21701-9382

Mortgage

Document Number	0133380253
Date	Nov 14, 2019
Book Page	013338/000253

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2017
Property Address	2414 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0117460099
Book / Page	011746 / 000099
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2414 RIPPLING BROOK RD FREDERICK MD 217019382, FREDERICK, MD 21701-9382

Mortgage

Document Number	117460107
Date	Apr 3, 2017
Book Page	011746/000107

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	HILLSBOROUGH, FL 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2414 Rippling Brook Rd was $7,175.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,267 (+7.05%)	$509,600 (+21.16%) Land $130,000 Building $379,600
2025	$7,175.00 Homeowner's exemption	$420,600 Land $90,000 Building $330,600	$420,600 Land $90,000 Building $330,600
2023	$6,398.00 Homeowner's exemption	$362,600	$420,600 Land $90,000 Building $330,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2414 Rippling Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2414 Rippling Brook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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