2414 Morningside Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2414 Morningside Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,075 sqft · built 2006
Lot Size	0.386 acres (16,804 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (May 2021)
Tax Bill	$1,047 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0102H-0A-012.00`

Property Details

APN / Parcel Number

Primary APN	`0102H-0A-012.00`
Alternative APN	`19498`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,804 sqft (0.386 acres)
Lot Width	100 ft Width
Porch	Porch
Porch Area	297 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19498
Street Address	2414 MORNINGSIDE DR
City	LANCASTER
State	SC
Zip	29720-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X158X100X158.2
Legal Subdivision	COUNTR
Legal Block	38
Legal Lot Number	38
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jan 18, 2019	Deed, Transfer · ARM FOUNDERS FCU
Feb 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	202110385
Deed Book / Page	1436 / 126
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0000001878
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012396
Date	Jun 16, 2021
Book Page	4433/14
Instrument	2021012396

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 19, 2021
Property Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Document Number	0000010385
Book / Page	1436 / 126
Map Reference	MB 17 PG 195
Instrument Date	May 11, 2021
Instrument	2021010385
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$614.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010386
Date	May 19, 2021
Instrument	2021010386

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000010387
Date	May 19, 2021
Book Page	4404/117
Instrument	2021010387

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 18, 2019
Property Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Document Number	0000000878
Book / Page	1203 / 152
Map Reference	MB 17 PG 195
Instrument Date	Jan 17, 2019
Instrument	2019000878
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095

Mortgage

Document Number	0000000879
Date	Jan 18, 2019
Instrument	2019000879

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 5, 2026
Change Frequency	Monthly
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Feb 7, 2018
Property Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Document Number	0000001878
Book / Page	1115 / 296
Map Reference	MB 17 PG 195
Instrument Date	Jan 30, 2018
Instrument	2018001878
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2414 MORNINGSIDE DR, LANCASTER, SC 29720-9095

Mortgage

Document Number	0000001879
Date	Feb 7, 2018
Instrument	2018001879

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,047.00 (+9.29%)	$7,171 (+14.99%) Land $1,405 Building $5,766	$204,100 (+30.92%) Land $40,000 Building $164,100
2024	$958.00 (+0.52%)
2023	$953.00	$6,236 Land $600 Building $5,636	$155,900 Land $15,000 Building $140,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2006–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

May also be available: RiverNet Connect.

Nearby Properties on Morningside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures