2414 Forest Lakes Ln, Sterrett, AL 35147 Property Records

Shelby County property record for 2414 Forest Lakes Ln, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,885 sqft · built 2005
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,900 (Jun 2004)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	May 2026 Construction Loan Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095220007077000`

Property Details

APN / Parcel Number

Primary APN	`095220007077000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,885 sqft Heated Area
1st Floor Area	943 sqft
Upper Floors Area	942 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 59.9 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2414 FOREST LAKES LN
City	STERRETT
State	AL
Zip	35147-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST LAKES SEC 3 PH 2
Legal Lot Number	243
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

Source: Shelby County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2414 FOREST LAKES LN, STERRETT, AL 35147-8172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2004 · Amount on Record
Deed Sale	Jun 9, 2004 · Amount on Record
Deed Document Number	2004309460
Last Transfer Date	Jun 20, 2024
Transfer Doc	0000190640
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	May 19, 2026
Property Address	2414 FOREST LAKES LN, STERRETT, AL 35147-8172
Document Number	0000151620
Instrument Date	May 5, 2026
Instrument	2026151620
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 FOREST LAKES LN, STERRETT, AL 35147-8172

Mortgage

Document Number	0000151620,
Date	May 19, 2026
Instrument	2026151620

Lender

Name	REGIONS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	2414 FOREST LAKES LN, STERRETT, AL 35147-8172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000547990
Date	Dec 1, 2020
Instrument	20201201000547990

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00	$30,120 (+2.03%)	$301,200 (+2.07%) Land $85,000 Building $216,200
2023	Homeowner's exemption Senior Citizen's exemption	$29,520	$295,100 Land $68,000 Building $227,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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