1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. E 7th St

2414 E 7th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2414 E 7th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,900 sqft · built 2024
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$1,408,500 (May 2026)
Tax Bill$3,917 (2025)
Deeds & MortgagesSep 2025 Mortgage
May 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN127-132-19

Property Details

APN / Parcel Number

Primary APN127-132-19

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,900 sqft Living Area
1st Floor Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage Area140 sqft
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Street Address2414 E 7TH ST
CityCHARLOTTE
StateNC
Zip28204-4370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-22MF
Legal DescriptionL4 B14 M3-13
Legal SubdivisionROSEMONT
Legal Block14
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1014
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
CONVENTUS LLC
May 11, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 19, 2022Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Mar 19, 2020Grant Deed, Transfer
ATTORNEY ONLY
Apr 8, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Feb 19, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleJan 19, 2022 · Amount on Record
Deed Document Number202649152
Deed Book / Page40412 / 810
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
Transaction TypeMortgage
Record UpdatedJun 1, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR 100, 100, LAS VEGAS, NV 89121-2257

Mortgage

Document Number0000099038
DateSep 29, 2025
Book Page39892/965
Instrument2025099038
Lender
NameCONVENTUS LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueOct 1, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 11, 2026
Property Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
Document Number0000049152
Book / Page40412 / 810
Instrument DateMay 4, 2026
Instrument2026.49152
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$284,517.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
InvestorPossibly a Property Investor

Mortgage

Document Number0000049153,
DateMay 11, 2026
Instrument2026..49153
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 19, 2022
Property Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
Document Number0000009614
Book / Page36979 / 632
Map ReferenceMB 3 PG 13
Instrument DateJan 18, 2022
Instrument2022009614
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$696.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address741 MATTINGWOOD DR, CHARLOTTE, NC 28270-1083

Transferred To (Grantee/Buyer)

NameVerified Name
Address67 EDINBURGH ST, SAN FRANCISCO, CA 94112-1603
InvestorPossibly a Property Investor

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateMar 19, 2020
Property Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
Document Number0000039242
Book / Page034386 / 000189
Instrument DateMar 17, 2020
Instrument39242
Transaction TypeTransfer
Record UpdatedMay 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 S TRYON ST #D CHARLOTTE NC 282035265, D, CHARLOTTE, NC 28203-5265

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 8, 2019
Property Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
Document Number0000039970
Book / Page033411 / 000025
Instrument DateApr 5, 2019
Instrument39970
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$30.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 EAST BLVD CHARLOTTE NC 282035826, CHARLOTTE, NC 28203-5826

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 19, 2019
Property Address2414 E 7TH ST, CHARLOTTE, NC 28204-4370
Document Number0000018426
Book / Page033295 / 000032
Instrument DateFeb 15, 2019
Instrument18426
Transaction TypeTransfer
Record UpdatedMar 5, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$30.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 CRESTBROOK DR CHARLOTTE NC 282114020, CHARLOTTE, NC 28211-4020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,917.00 (+44.75%)$510,900 Land $357,500 Building $153,400$510,900 Land $357,500 Building $153,400
2024$2,706.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on E 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures