2413 Emily Dr, Belmont, NC 28012 Property Records

Gaston County property record for 2413 Emily Dr, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,750 sqft · built 1994
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$197,500 (Oct 2008)
Tax Bill$3,272 (2026)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN188106

Property Details

APN / Parcel Number

Primary APN188106
Alternative APN
  • 1542953

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,750 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2413 EMILY DR
CityBELMONT
StateNC
Zip28012-6502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSHANNON POINTE L 23 15 054 011 05 000
Legal SubdivisionSHANNON POINTE SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1006
Census Tract32403

Owner

2413 Emily Dr is owned and occupied by an individual who bought it in October 2008.

Source: Gaston County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address2413 EMILY DR, BELMONT, NC 28012-6502
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2008 · Amount on File
Deed SaleOct 29, 2008 · Amount on File
Prior SaleMar 29, 2004 · Amount on File
Deed Book / Page4434 / 2448
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address2413 EMILY DR, BELMONT, NC 28012-6502
Document Number0049722465
Instrument DateApr 7, 2018
Transaction TypeMortgage
Record UpdatedMay 23, 2018
Title CompanyAMERICAN TITLE-TEAM 2

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2413 EMILY DR BELMONT NC 280126502, BELMONT, NC 28012-6502

Mortgage

Document Number0049722465
DateApr 23, 2018
Book Page004972/002465
Lender
NameWFB NA
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 22, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2413 Emily Dr was $3,272.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,272.00$310,510 Land $40,000 Building $270,510
2023$3,306.00$310,510 Land $40,000 Building $270,510
2021$223,120 Land $36,000 Building $187,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2413 Emily Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2413 Emily Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELMONT
serves 17,477 people · EPA ID NC0136015
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emily Dr

Nearby Streets

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