2413 el Toro Cir, Hemet, CA 92545 Property Records

Riverside County property record for 2413 el Toro Cir, Hemet, CA 92545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,203 sqft · built 1976
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Dec 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`444-293-016`

Property Details

APN / Parcel Number

Primary APN	`444-293-016`
Alternative APN	`441274016`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,203 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	441274016
Street Address	2413 EL TORO CIR
City	HEMET
State	CA
Zip	92545-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 47 MB 083/077 TR 4307-1 & INT IN COMMON AREA
Legal Subdivision	TRACT 4307 1
Legal Tract	4307-1
Legal Lot Number	47
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	1
Census Block	1009
Census Tract	43505

Owner

Source: Riverside County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2413 EL TORO CIR, HEMET, CA 92545-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Dec 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 10, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage ENNKAR INC
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000154613
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2413 EL TORO CIR, HEMET, CA 92545-1618
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2413 EL TORO CIR, HEMET, CA 92545-1618

Mortgage

Document Number	0000146029
Date	Mar 25, 2022
Instrument	2022-0146029

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	923 Months
Due	Feb 24, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.26%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2413 EL TORO CIR, HEMET, CA 92545-1618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000512716
Date	Dec 12, 2019
Instrument	2019-0512716

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	950 Months
Due	Feb 24, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.86%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 10, 2021
Property Address	2413 EL TORO CIR, HEMET, CA 92545-1618
Document Number	0000154613
Map Reference	MB 83 PG 77&78
Instrument Date	Feb 3, 2021
Instrument	2021-0154613
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2413 EL TORO CIR, HEMET, CA 92545-1618

Mortgage

Document Number	0000154614
Date	Mar 10, 2021
Instrument	2021-0154614

Lender

Name	ENNKAR INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	935 Months
Due	Feb 24, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	2%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2413 EL TORO CIR, HEMET, CA 92545-1618
Document Number	0000512717
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 26, 2019
Title Company	AGENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2413 EL TORO CIR HEMET CA 925451618, HEMET, CA 92545-1618

Mortgage

Document Number	0000512717
Date	Dec 12, 2019
Instrument	512717

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Dec 11, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.86%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Hemet City
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,746 (+2%) Land $25,112 Building $81,634
2025	$1,273.00 (+2.99%) Homeowner's exemption	$104,654 (+4.04%) Land $24,620 Building $80,034
2023	$1,236.00 (+1.98%) Homeowner's exemption	$100,592 Land $23,665 Building $76,927
2022	$1,212.00
2021			$249,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Nov 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, Kwikbit.

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