2413 Derby Dr, Fallston, MD 21047 Property Records

Harford County property record for 2413 Derby Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,409 sqft · built 1973
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2013)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-006283`

Property Details

APN / Parcel Number

Primary APN	`04-006283`
Alternative APNs	`4006283` `006283`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,409 sqft Total Area
Basement Area	1,025 sqft
Finished Basement	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	84,942 sqft (1.95 acres)
Lot Dimensions	550 ft deep x 155 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	448 sqft
Deck Area	208 sqft
Patio Area	1,140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006283
Street Address	2413 DERBY DR
City	FALLSTON
State	MD
Zip	21047-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 19500 SF 2413 DERBY DRIVE HUNTINGTON 5 PT 26/4
Legal Subdivision	HUNTINGTON V II
Legal Lot Number	8
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2018
Census Tract	304201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2413 DERBY DR, FALLSTON, MD 21047-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 15, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013 · Amount on Record
Deed Sale	Jan 11, 2013 · Amount on Record
Prior Sale	Dec 5, 1985 · Amount on Record
Deed Book / Page	10064 / 307
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2413 DERBY DR, FALLSTON, MD 21047-1243
Document Number	0140110325
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2413 DERBY DR FALLSTON MD 210471243, FALLSTON, MD 21047-1243

Mortgage

Document Number	0140110325
Date	Aug 3, 2020
Book Page	014011/000325

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2413 DERBY DR, FALLSTON, MD 21047-1243
Document Number	0131640001
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2413 DERBY DR FALLSTON MD 210471243, FALLSTON, MD 21047-1243

Mortgage

Document Number	0131640001
Date	Feb 25, 2019
Book Page	013164/000001

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,333 (+13.04%)	$469,700 (+15.8%) Land $124,500 Building $345,200
2025	$4,480.00 (+4.58%) Homeowner's exemption
2023		$396,600	$405,600 Land $124,500 Building $281,100
2022	$4,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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