2413 Bending Oak Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2413 Bending Oak Dr, Chattanooga, TN 37421

Property Summary

Property Type	Rural Home
Details	3 ba · 1,980 sqft · built 1977
Lot Size	1.36 acres (59,241 sqft)
Owner	Company Name on File
Last Sale	$66,000 (Jul 2020)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149E A 043`

Property Details

APN / Parcel Number

Primary APN	`149E A 043`
Alternative APN	`0000083541`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	59,241 sqft (1.36 acres)
Lot Dimensions	536 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083541
Street Address	2413 BENDING OAK DR
City	CHATTANOOGA
State	TN
Zip	37421-1522
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 32 CEDAR CREEK UNIT 2 26-204
Legal Subdivision	CEDAR CREEK UNIT 2
Legal Lot Number	32
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1000
Census Tract	11323

Owner

2413 Bending Oak Dr, a rural home, is owned by a company that acquired it in December 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	7903 WOLFTEVER DR, OOLTEWAH, TN 37363-6261
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Quit Claim Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL
Jul 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage SOUTHEAST BK
Jul 1, 2020	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	0701000272
Deed Book / Page	012058 / 000365
Last Transfer Date	Dec 20, 2021
Transfer Doc	0000000312
Record Updated	Jun 8, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 20, 2021
Property Address	2413 BENDING OAK DR, CHATTANOOGA, TN 37421-1522
Document Number	0000000312
Book / Page	12779 / 858
Map Reference	MB 26 PG 204
Instrument Date	Dec 20, 2021
Instrument	2021122000312
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7903 WOLFTEVER DR, OOLTEWAH, TN 37363-6261

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 22, 2020
Property Address	2413 BENDING OAK DR, CHATTANOOGA, TN 37421-1522
Document Number	0722000197
Book / Page	012083 / 000752
Instrument Date	Jul 21, 2020
Instrument	200722000197
Transaction Type	Construction Loan
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2301 RIVERSIDE DR CHATTANOOGA TN 374063750, CHATTANOOGA, TN 37406-3750

Mortgage

Document Number	722000197
Date	Jul 22, 2020
Book Page	012083/000752
Instrument	200722000197

Lender

Name	SOUTHEAST BK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2020
Property Address	2413 BENDING OAK DR, CHATTANOOGA, TN 37421-1522
Document Number	0701000272
Book / Page	012058 / 000365
Instrument Date	Jun 29, 2020
Instrument	200701000272
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount on Record
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7903 WOLFTEVER DR OOLTEWAH TN 373636261, OOLTEWAH, TN 37363-6261

Tax Assessment & Valuation

The 2025 property tax bill for 2413 Bending Oak Dr was $1,371, up 13.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,371.00 (+13.12%)	$90,500 (+67.05%)	$362,000 (+67.05%) Land $75,000 Building $287,000
2024	$1,212.00 (-0.74%)	$54,175 (-)	$216,700 (-) Land $55,000 Building $161,700
2023	$1,221.00	$54,175	$216,700 Land $55,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2413 Bending Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2012–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2413 Bending Oak Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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