2413 13th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2413 13th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 798 sqft · built 1930
Lot Size	0.133 acres (5,800 sqft)
Owner	Company Name on Record
Last Sale	$42,000 (Jul 2020)
Tax Bill	$232 (2025)
Deeds & Mortgages	Jul 2020 Sale Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156K C 024`

Property Details

APN / Parcel Number

Primary APN	`156K C 024`
Alternative APN	`0000093017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	798 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093017
Street Address	2413 13TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LTS 18&19 BLK 7 CURTIS ADDN PB 2 PG 12
Legal Subdivision	CURTIS ADDN
Legal Block	7
Legal Lot Number	18,19 19
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4001
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 14414, CHICAGO, IL 60614-8505
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW
Feb 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK
Dec 11, 2018	Warranty Deed, Construction Loan · Line of Credit RANDALL WATERSTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	2020071400129
Deed Book / Page	12072 / 360
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 14, 2020
Property Address	2413 13TH AVE, CHATTANOOGA, TN 37407-1209
Document Number	0714000129
Book / Page	012072 / 000360
Instrument Date	Jul 9, 2020
Instrument	200714000129
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 14414 CHICAGO IL 606148505, CHICAGO, IL 60614-8505

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2413 13TH AVE, CHATTANOOGA, TN 37407-1209
Document Number	0227000020
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1319 D ANN DR MURFREESBORO TN 371296478, MURFREESBORO, TN 37129-6478

Mortgage

Document Number	0227000020
Date	Feb 27, 2019
Book Page	011573/000742
Instrument	190227000020

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 11, 2018
Property Address	2413 13TH AVE, CHATTANOOGA, TN 37407-1209
Document Number	1211000059
Book / Page	011519 / 000673
Instrument Date	Dec 7, 2018
Instrument	181211000059
Transaction Type	Construction Loan
Record Updated	Dec 20, 2018
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10974 MURFREESBORO TN 371290020, MURFREESBORO, TN 37129-0020

Mortgage

Document Number	1211000060
Date	Dec 11, 2018
Book Page	011519/000675
Instrument	181211000060

Lender

Name	RANDALL WATERSTON
Address	659 OLIVE BRANCH RD, SMYRNA, TN 37167-5438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$232.00 (-6.07%)	$15,325 (+38.37%)	$61,300 (+38.37%) Land $30,000 Building $31,300
2024	$247.00	$11,075 (-)	$44,300 (-) Land $10,000 Building $34,300
2023	$247.00	$11,075 (-)	$44,300 (-) Land $10,000 Building $34,300
2022	$247.00	$11,075	$44,300 Land $10,000 Building $34,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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