2413 1300 Rd, Delta, CO 81416 Property Records

Delta County property record for 2413 1300 Rd, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2018
Lot Size	12.2 acres (535,352 sqft)
Owner	2 Individual Names on File
Last Sale	$435,500 (Oct 2022)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Jun 2018 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`R021221`

Property Details

APN / Parcel Number

Primary APN	`R021221`
Alternative APN	`349308403001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,520 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Marblecrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	535,352 sqft (12.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R021221
Street Address	2413 1300 RD
City	DELTA
State	CO
Zip	81416-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2413 1300 RD DELTA 81416 S: 8 T: 51N R: 11W SUBDIVISION: ZERBY MINOR LOT: 1 TOTAL 12.29 AC +- LOT 1-ZERBY ESTATES MS. PT. LTS 1 & 2 SEC 8 & PT NE4NE4 & NW4NE4 SEC 17 ALL IN T51N R11W NMPM BK 979 PG 184 PLAT 32-66 R-592050 R-592051 R-625956 R-698335 R
Legal Subdivision	ZERBY MINOR
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	4
Census Block	4059
Census Tract	964800

Owner

2413 1300 Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2413 1300 RD, DELTA, CO 81416-8743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK OF COLORADO
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 25, 2017	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2022742818
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	2413 1300 RD, DELTA, CO 81416-8743
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000699715
Date	Nov 27, 2017
Instrument	699715

Lender

Name	FIRST STATE BANK OF COLORADO
Type	Bank
Address	DELTA, CO 81416

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	2413 1300 RD, DELTA, CO 81416-8743
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000703870
Date	Jun 7, 2018
Instrument	703870

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	2413 1300 RD, DELTA, CO 81416-8743
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARNATEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000703190
Date	May 4, 2018
Instrument	703190

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 21, 2022
Property Address	2413 1300 RD, DELTA, CO 81416-8743
Document Number	0000742818
Instrument Date	Oct 21, 2022
Instrument	742818
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2413 1300 RD, DELTA, CO 81416-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2413 1300 RD, DELTA, CO 81416-8743

Mortgage

Document Number	0000742819
Date	Oct 21, 2022
Instrument	742819

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 25, 2017
Property Address	2413 1300 RD, DELTA, CO 81416-8743
Document Number	0000698335
Instrument Date	Sep 22, 2017
Instrument	698335
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Tax	$8.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 122, WHITEWATER, CO 81527-0122

Tax Assessment & Valuation

The 2025 property tax bill for 2413 1300 Rd was $1,800, up 28.8% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,800.00 (+28.76%)	$26,456 (+25.16%) Land $7,188 Building $19,268	$423,281 Land $115,000 Building $308,281
2024	$1,398.00 (+21.04%)	$21,137 (+16.42%) Land $5,705 Building $15,432
2023	$1,155.00 (+7.24%)	$18,156 (+8.8%) Land $5,570 Building $12,586	$315,477 (+31.38%) Land $85,154 Building $230,323
2022	$1,077.00	$16,688 Land $5,560 Building $11,128	$240,118 Land $80,000 Building $160,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2413 1300 Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2413 1300 Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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