1. Home
  2. North Carolina
  3. Matthews
  4. Williams Rd

2412 Williams Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 2412 Williams Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1984
Lot Size3.25 acres (141,962 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Dec 2005)
Tax Bill$5,018 (2023)
Deeds & MortgagesMar 2017 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN193-531-85

Property Details

APN / Parcel Number

Primary APN193-531-85

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,755 sqft Heated Area
Gross Area2,988 sqft
1st Floor Area1,192 sqft
Upper Floors Area563 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialWood
Foundation TypeRaised
Lot Area141,962 sqft (3.25 acres)
Garage Area320 sqft

Exterior Amenities

PorchPorch
Porch Area231 sqft
Deck Area170 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Old Parcel Number193-531-85
Street Address2412 WILLIAMS RD
CityMATTHEWS
StateNC
Zip28105-1952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionDIST:5 CITY/MUNI/TWP:MATTHEWS MAP REF:BK 193 PG 53
Legal SubdivisionMATTHEWS COMMONS SUB MAP 2
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1009
Census Tract5722

Owner

2412 Williams Rd is owned and occupied by an individual who bought it in December 2005.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address2412 WILLIAMS RD, MATTHEWS, NC 28105-1952
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Deed of Trust, Mortgage · ARM
CARDINAL FINANCIAL COMPANY LP
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 24, 2019Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2005 · Amount on File
Deed SaleDec 12, 2005 · Amount on File
Prior SaleSep 26, 2005
Deed Document Number0019748813
Deed Book / Page19748 / 813
Record UpdatedJun 7, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2412 WILLIAMS RD, MATTHEWS, NC 28105-1952
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038069
DateMar 27, 2017
Book Page31663/539
Instrument2017038069
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2412 WILLIAMS RD, MATTHEWS, NC 28105-1952
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000196352
DateNov 20, 2020
Book Page35339/126
Instrument2020196352
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2412 WILLIAMS RD, MATTHEWS, NC 28105-1952
Document Number0000100781
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2412 WILLIAMS RD MATTHEWS NC 281051952, MATTHEWS, NC 28105-1952

Mortgage

Document Number0000100781
DateAug 6, 2019
Book Page033734/000457
Instrument100781
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueAug 5, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2412 Williams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2412 Williams Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL		100 / 20

Nearby Properties on Williams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures