2412 W Kowalsky Ln, Phoenix, AZ 85041 Property Records

Maricopa County property record for 2412 W Kowalsky Ln, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,503 sqft · built 2024
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$395,712 (Nov 2024)
Tax Bill	$171 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Nov 2024 Transfer
Flood Zone	Zone X (moderate risk)
APN	`105-85-696`

Property Details

APN / Parcel Number

Primary APN	`105-85-696`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,503 sqft

Exterior

Year Built	Built 2024
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,400 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2412 W KOWALSKY LN
City	PHOENIX
State	AZ
Zip	85041-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY 1A MCR 1585-44
Legal Subdivision	LIBERTY 1A
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1029
Census Tract	115600

Owner

2412 W Kowalsky Ln is owned and occupied by an individual who bought it in November 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2412 W KOWALSKY LN, PHOENIX, AZ 85041-4470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC
Nov 21, 2024	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	Nov 21, 2024
Deed Document Number	20240625043
Record Updated	Jun 8, 2026

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2024
Property Address	2412 W KOWALSKY LN, PHOENIX, AZ 85041-4470
Document Number	0000625043
Map Reference	MB 1585 PG 44
Instrument Date	Nov 9, 2024
Instrument	20240625043
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 S RIVER DR STE 250, 250, TEMPE, AZ 85288-3700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2412 W KOWALSKY LN, PHOENIX, AZ 85041-4470

Mortgage

Document Number	0000625044
Date	Nov 21, 2024
Instrument	20240625044

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2024
Property Address	2412 W KOWALSKY LN, PHOENIX, AZ 85041-4470
Document Number	0000625042
Map Reference	MB 1585 PG 44
Instrument Date	Nov 5, 2024
Instrument	20240625042
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 S RIVER DR STE 250, 250, TEMPE, AZ 85288-3700
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2412 W Kowalsky Ln was $171.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,900	$319,000 Land $63,800 Building $255,200
2025	$171.00
2024		$10,290	$68,600 Land $68,600
2023	$162.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2412 W Kowalsky Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2412 W Kowalsky Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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