Rowan County property record for 2412 Summit Ave, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 2025 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,500 (Jul 2026) |
| Tax Bill | $1,186 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160 053A |
| Primary APN | 160 053A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 20 ft deep x 7.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2412 SUMMIT AVE |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-2462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L105-107 BLACKWELDER PARK |
| Legal Subdivision | BLACKWELDER PARK |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 51600 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2412 SUMMIT AVE, KANNAPOLIS, NC 28081-2462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE |
| Jan 16, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL FUND I LLC |
| Oct 2, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2025 · Amount on Record |
| Deed Book / Page | 1486 / 385 |
| Prior Transfer Date | Oct 6, 2005 |
| Prior Transfer Doc | 0010870714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 1, 2026 |
| Property Address | 2412 SUMMIT AVE, KANNAPOLIS, NC 28081 |
| Document Number | 1486000385 |
| Book / Page | 1486 / 385 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2412 SUMMIT AVE, KANNAPOLIS, NC 28081 |
| Document Number | 1486000386, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 1486/386 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Number | 1486000387, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 1486/387 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2412 SUMMIT AVE, KANNAPOLIS, NC 28081 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 495 N LITTLE TEXAS RD, KANNAPOLIS, NC 28083-6355 |
| Document Number | 0014760137 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1476/137 |
| Name | CAPITAL FUND I LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 2, 2025 |
| Property Address | 2412 SUMMIT AVE, KANNAPOLIS, NC 28081 |
| Document Number | 0014700079 |
| Book / Page | 1470 / 79 |
| Map Reference | MB 9995 PG 279 |
| Instrument Date | Oct 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 266 NORTHCREST DR, KANNAPOLIS, NC 28081-7938 |
| Name | Verified Name |
|---|---|
| Address | 495 N LITTLE TEXAS RD, KANNAPOLIS, NC 28083-6355 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,186.00 (+157.27%) | $98,032 (+157.13%) Land $37,125 Building $60,907 | $98,032 (+157.13%) Land $37,125 Building $60,907 |
| 2025 | $461.00 | $38,125 (-) Land $37,125 Building $1,000 | |
| 2023 | $461.00 | $38,125 Land $37,125 Building $1,000 | $38,125 Land $37,125 Building $1,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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