2412 Smiley Way, Jackson, MI 49203 Property Records

Jackson County property record for 2412 Smiley Way, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1955
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Feb 2019)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-13-08-178-009-00`

Property Details

APN / Parcel Number

Primary APN	`245-13-08-178-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2412 SMILEY WAY
City	JACKSON
State	MI
Zip	49203-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	LOT 9 HARRINGTON VALLEY
Legal Subdivision	HARRINGTON VALLEY
Legal Lot Number	9
Legal Unit	9
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2004
Census Tract	5302

Owner

2412 Smiley Way is owned and occupied by an individual who bought it in February 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2412 SMILEY WAY, JACKSON, MI 49203-3625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit CP FCU
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 6, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Deed Document Number	20192814531
Deed Book / Page	2134 / 1143
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0002394958
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2412 SMILEY WAY, JACKSON, MI 49203-3625
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 SMILEY WAY, JACKSON, MI 49203-3625

Mortgage

Document Number	0002947281
Date	Oct 24, 2023
Book Page	2236/1290
Instrument	2947281

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2412 SMILEY WAY, JACKSON, MI 49203-3625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002792218
Date	Mar 29, 2018
Book Page	2117/0930
Instrument	2792218

Lender

Name	CP FCU
Type	Credit Union
Address	JACKSON, MI 49202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2412 SMILEY WAY, JACKSON, MI 49203-3625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002846310
Date	Mar 26, 2020
Book Page	2159/421
Instrument	2846310

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Feb 6, 2019
Property Address	2412 SMILEY WAY, JACKSON, MI 49203-3625
Document Number	0002814531
Book / Page	2134 / 1143
Instrument Date	Jan 28, 2019
Instrument	2814531
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 RICHARD ST, SPRING ARBOR, MI 49283-9646

Mortgage

Document Number	0002814532
Date	Feb 6, 2019
Instrument	2814532

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2412 Smiley Way was $3,056 with a homeowner's exemption, down 32.3% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500 (+8.35%)	$301,000 (+8.35%)
2025	$3,056.00 (-32.33%)	$138,900	$277,800
2024	$4,516.00
2023		$128,300	$256,600
2020	$4,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2412 Smiley Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2412 Smiley Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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