2412 Prairieridge Pl, Champaign, IL 61822 Property Records

Champaign County property record for 2412 Prairieridge Pl, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.148 acres (6,448 sqft)
OwnerIndividual Name on File
Last Sale$343,000 (Jul 2021)
Tax Bill$12,831 (2024)
Deeds & MortgagesJun 2026 Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-20-28-203-065

Property Details

APN / Parcel Number

Primary APN46-20-28-203-065

Exterior

Lot Area6,448 sqft (0.148 acres)

Location & Zoning

Street Address2412 PRAIRIERIDGE PL
CityCHAMPAIGN
StateIL
Zip61822-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1209R ROBESON MEADOWS WEST SUB NO 1B REPLAT LTS 205R AND 207-224
Legal Range08E
Legal Township19N
Legal Section28
Legal SubdivisionROBESON MEADOWS WEST SUB NO 1B
Legal Lot Number1209R
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1012
Census Tract1204

Owner

2412 Prairieridge Pl is owned and occupied by an individual who bought it in July 2021.

Source: Champaign County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2412 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9330
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jul 23, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 16, 2017Deed of Trust, Mortgage · Commercial Mortgage
IROQUOIS FSLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2021 · Amount on File
Deed SaleJul 23, 2021 · Amount on File
Prior SaleJun 8, 2005 · Amount on File
Deed Document Number202117474
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Recording DateJun 24, 2026
Property Address2412 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9330
Document Number0000009594
Instrument DateJun 15, 2026
Instrument20269594
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2412 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9330

Mortgage

Document Number0000009594,
DateJun 24, 2026
Instrument20269594
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.88%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 23, 2021
Property Address2412 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9330
Document Number0000017474
Map ReferenceDOC 98R29406
Instrument DateJul 20, 2021
Instrument2021R17474
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$343.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2412 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9330

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2412 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9330
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021659
DateNov 16, 2017
Instrument2017R21659
Lender
NameIROQUOIS FSLA
TypeBank
AddressSAVOY, IL 61874
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueNov 28, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,820 Land $21,530 Building $150,290$515,460 Land $64,590 Building $450,870
2024$12,831.00
2022$11,280.00 Homeowner's exemption$128,670 Land $16,130 Building $112,540$386,010 Land $48,390 Building $337,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2412 Prairieridge Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2412 Prairieridge Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Mediacom Xtream, Nextlink.

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