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2412 Ocoee St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2412 Ocoee St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,208 sqft · built 1940
Lot Size0.141 acres (6,183 sqft)
OwnerCompany Name on Record
Last Sale$1,117,434 (Feb 2020)
Tax Bill$320 (2025)
Deeds & MortgagesFeb 2020 Sale & Line of Credit
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN136M K 003

Property Details

APN / Parcel Number

Primary APN136M K 003
Alternative APN
  • 0000063009

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,208 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1974
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,183 sqft (0.141 acres)
Lot Dimensions135 ft deep x 45.8 ft wide

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000063009
Street Address2412 OCOEE ST
CityCHATTANOOGA
StateTN
Zip37406-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 9 BLK 16 ARLINGTON HEIGHTS ADDN PB 5 PG 21
Legal SubdivisionARLINGTON HEIGHTS AD
Legal Block16
Legal Lot Number9
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1029
Census Tract12200

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address471 DELAWARE ST, DENVER, CO 80204-5131
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Grant Deed, Transfer · Line of Credit
SMARTBANK
Apr 23, 2019Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Prior SaleMay 14, 2009 · Amount on Record
Deed Document Number2020022600192
Deed Book / Page11920 / 119
Record UpdatedJun 8, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateFeb 26, 2020
Property Address2412 OCOEE ST, CHATTANOOGA, TN 37406-3531
Document Number0226000192
Book / Page011920 / 000119
Instrument DateFeb 26, 2020
Instrument200226000192
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address471 DELAWARE ST DENVER CO 802045131, DENVER, CO 80204-5131
InvestorPossibly a Property Investor

Mortgage

Document Number226000193
DateFeb 26, 2020
Book Page011920/000125
Instrument200226000193
Lender
NameSMARTBANK
TypeBank
Address6413 LEE HWY # 107, CHATTANOOGA, TN 37421-4860
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 25, 2025
Interest
Rate TypeAdjustable Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 23, 2019
Property Address2412 OCOEE ST, CHATTANOOGA, TN 37406-3531
Document Number0423000222
Book / Page011621 / 000321
Instrument DateApr 23, 2019
Instrument190423000222
Transaction TypeTransfer
Record UpdatedMay 8, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
Tax$685.59
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10725 STROUP RD ROSWELL GA 300752213, ROSWELL, GA 30075-2213
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$320.00 (+31.15%)$21,175 (+93.38%)$84,700 (+93.38%) Land $20,000 Building $64,700
2024$244.00$10,950 (-)$43,800 (-) Land $10,000 Building $33,800
2023$244.00$10,950 (-)$43,800 (-) Land $10,000 Building $33,800
2022$244.00$10,950$43,800 Land $10,000 Building $33,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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