Whatcom County property record for 2412 Henry St, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,895 sqft · built 1895 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $867,000 (May 2025) |
| Tax Bill | $6,762 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380224-327062-0000 |
| Primary APN | 380224-327062-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,895 sqft Living Area |
| Gross Area | 2,679 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Enclosed Porch |
| Porch Area | 824 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 51364 |
|---|---|
| Street Address | 2412 HENRY ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5.0 |
| Legal Description | SUPPLEMENTAL MAP OF WHATCOM ALL LOT 13-N 40 FT OF LOT 14 BLK 311 |
| Legal Range | 02 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | SUPPLEMENTAL MAP OF WHATCOM |
| Legal Block | 311 |
| Legal Lot Number | 13 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2412 Henry St is owned and occupied by two individuals who bought it in May 2025.
Source: Whatcom County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2412 HENRY ST, BELLINGHAM, WA 98225-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION |
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on File |
| Deed Sale | May 28, 2025 · Amount on File |
| Deed Document Number | 20252180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 13, 2026 |
| Property Address | 2412 HENRY ST, BELLINGHAM, WA 98225-2211 |
| Document Number | 0000000916 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | WASHINGTON TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2412 HENRY ST, BELLINGHAM, WA 98225-2211 |
| Document Number | 0000000916, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026916 |
| Name | WHATCOM EDUCATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2412 HENRY ST, BELLINGHAM, WA 98225-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2412 HENRY ST, BELLINGHAM, WA 98225-2211 |
| Document Number | 0000102150 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-0102150 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 2412 Henry St was $6,762.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,762.00 | $851,060 Land $306,962 Building $544,098 | $851,060 Land $306,962 Building $544,098 |
| 2022 | $730,434 Land $263,454 Building $466,980 | $730,434 Land $263,454 Building $466,980 | |
| 2021 | $4,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2412 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2412 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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