2412 Forbes Mill Rd, Bedford, VA 24523 Property Records

Bedford County property record for 2412 Forbes Mill Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,285 sqft · built 1975
Lot Size	4.34 acres (189,486 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2019)
Tax Bill	$1,624 (2023)
Deeds & Mortgages	Feb 2021 Refinance Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93 1 1`

Property Details

APN / Parcel Number

Primary APN	`93 1 1`
Alternative APNs	`9307900` `522099`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	4,570 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	189,486 sqft (4.34 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	522099
Street Address	2412 FORBES MILL RD
City	BEDFORD
State	VA
Zip	24523-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTER LEA LT 1
Legal Subdivision	OTTER LEA
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	1
Census Block	1082
Census Tract	30300

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2412 FORBES MILL RD, BEDFORD, VA 24523-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	190009690
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2412 FORBES MILL RD, BEDFORD, VA 24523-5115
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002502
Date	Feb 19, 2021
Instrument	210002502

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2412 FORBES MILL RD, BEDFORD, VA 24523-5115
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012537
Date	Aug 30, 2021
Instrument	210012537

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2051

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 16, 2019
Property Address	2412 FORBES MILL RD, BEDFORD, VA 24523-5115
Document Number	190009690
Instrument Date	Sep 19, 2019
Instrument	190009690
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 FORBES MILL RD, BEDFORD, VA 24523-5115

Mortgage

Document Number	190009691
Date	Oct 16, 2019
Instrument	190009691

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,624.00 Additional exemption filed	$198,050	$396,100 Land $91,800 Building $304,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Glo Fiber Fiber	1,200 / 1,200

Cell Coverage

4G LTE only, no 5G reported

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