Bremer County property record for 2412 Fern Ave, Waverly, IA 50677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,578 sqft · built 2005 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,230 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-13-100-020 |
| Primary APN | 09-13-100-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 264 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2412 FERN AVE |
|---|---|
| City | WAVERLY |
| State | IA |
| Zip | 50677-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-91-14 PARCEL E NE NW |
| Legal Range | 14W |
| Legal Township | 91N |
| Legal Section | 13 |
| Legal Block | 91 |
| Legal Lot Number | 14 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4600 |
2412 Fern Ave is owned and occupied by two individuals.
Source: Bremer County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2412 FERN AVE, WAVERLY, IA 50677-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2412 Fern Ave was $5,230 with a homeowner's exemption.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,230.00 Homeowner's exemption | $464,000 Land $84,500 Building $379,500 | $464,000 Land $84,500 Building $379,500 |
| 2023 | $472,330 Land $77,400 Building $394,930 | $472,330 Land $77,400 Building $394,930 | |
| 2022 | $4,908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2412 Fern Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1993–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2412 Fern Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waverly Communications Utility Fiber | 10,000 / 10,000 |
May also be available: GigFire, Nextlink.
5G and 4G LTE (outdoors only)
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