2412 E Laura Ct, Visalia, CA 93292 Property Records

Tulare County property record for 2412 E Laura Ct, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,513 sqft · built 2002
Lot Size	0.359 acres (15,667 sqft)
Owner	2 Company Names on Record
Last Sale	$60,000 (May 2001)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`126-530-029-000`

Property Details

APN / Parcel Number

Primary APN	`126-530-029-000`
Alternative APNs	`100-530-028-000` `12653029000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,513 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Construction Type	Wood
Lot Area	15,667 sqft (0.359 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	12653029000
Street Address	2412 E LAURA CT
City	VISALIA
State	CA
Zip	93292-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	LOT 3 STONEBRIDGE UNIT NO4 RM 38-1
Legal Subdivision	STONEBRIDGE 04
Legal Lot Number	3
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2016
Census Tract	1705

Owner

Source: Tulare County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2412 E LAURA CT, VISALIA, CA 93292-1329
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 3, 2001 · Amount on Record
Deed Sale	May 3, 2001 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	0000032447
Last Transfer Date	Aug 30, 2024
Transfer Doc	0000039886
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2412 E LAURA CT, VISALIA, CA 93292-1329
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 E LAURA CT, VISALIA, CA 93292-1329
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063500
Date	Oct 18, 2022
Instrument	2022-0063500

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2412 E LAURA CT, VISALIA, CA 93292-1329
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044326
Date	Jul 28, 2020
Instrument	2020-0044326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Sep 20, 2019
Property Address	2412 E LAURA CT, VISALIA, CA 93292-1329
Document Number	0000052165
Map Reference	MB 38 PG 1
Instrument Date	Jul 25, 2019
Instrument	2019-0052165
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2412 W LAURA AVE, VISALIA, CA 93277

Mortgage

Document Number	0000052166
Date	Sep 20, 2019
Instrument	2019-0052166

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,163.00 (+5.86%)	$476,828 (+4.04%) Land $98,427 Building $378,401
2023	$4,877.00	$458,314 Land $94,606 Building $363,708

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net.

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