2412 E Harvard Ave, Muncie, IN 47303 Property Records

Delaware County property record for 2412 E Harvard Ave, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,880 sqft · built 1984
Lot Size	0.448 acres (19,500 sqft)
Owner	Company Name on Record
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`18-07-35-381-023.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-07-35-381-023.000-003`
Alternative APN	`0735381023000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
1st Floor Area	2,880 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	1,300 ft deep x 1,500 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	07 35 381 023 000
Street Address	2412 E HARVARD AVE
City	MUNCIE
State	IN
Zip	47303-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNING SIDE LOT 484-485-486
Legal Subdivision	MORNINGSIDE
Legal Lot Number	484-485
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3017
Census Tract	2000

Owner

Source: Delaware County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2412 E HARVARD AVE, MUNCIE, IN 47303-1478
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 9, 2026
Transfer Doc	2026R02307
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Feb 13, 2026
Property Address	2412 E HARVARD AVE, MUNCIE, IN 47303-1478
Document Number	2026R02307
Instrument Date	Feb 9, 2026
Instrument	2026R02307
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 E HARVARD AVE, MUNCIE, IN 47303-1478

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	2412 E HARVARD AVE, MUNCIE, IN 47303-1478
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R15336
Date	Nov 28, 2023
Instrument	2023R15336

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (+23.07%)	$123,300 (+58.89%) Land $9,300 Building $114,000	$123,300 (+58.89%) Land $9,300 Building $114,000
2024	$997.00 (+11.52%)
2023	$894.00 (+28.82%)	$77,600 (+11.82%) Land $9,300 Building $68,300	$77,600 (+11.82%) Land $9,300 Building $68,300
2022	$694.00 (+6.77%) Homeowner's exemption	$69,400 Land $9,300 Building $60,100	$69,400 Land $9,300 Building $60,100
2021	$650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1992–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jan 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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