Polk County property record for 2412 E 38th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Aug 2021) |
| Tax Bill | $3,492 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-28-351-032 |
| Primary APN | 7923-28-351-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2412 E 38TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 419 FOUR MILE |
| Legal Range | 23W |
| Legal Township | 79N |
| Legal Section | 28 |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 419 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 102 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2412 E 38TH CT, DES MOINES, IA 50317-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU |
| Apr 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| May 4, 2020 | Warranty Deed, Transfer · Stand-Alone Second Mortgage IOWA FINANCE AUTHORITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | May 4, 2020 · Amount on Record |
| Deed Document Number | 2021-00088023 |
| Deed Book / Page | 18708 / 28 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 19, 2021 |
| Property Address | 2412 E 38TH CT, DES MOINES, IA 50317-5712 |
| Document Number | 202100088023 |
| Book / Page | 18708 / 28 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021-00088023 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2412 E 38TH CT, DES MOINES, IA 50317-5712 |
| Document Number | 202100088025 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-00088025 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Number | 202100088026 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 18708/46 |
| Instrument | 2021-00088026 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2412 E 38TH CT, DES MOINES, IA 50317-5712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000069701 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 17279/0813 |
| Instrument | 2018-00069701 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 4, 2020 |
| Property Address | 2412 E 38TH CT, DES MOINES, IA 50317-5712 |
| Document Number | 201900092907 |
| Book / Page | 17812 / 402 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2019-00092907 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2412 E 38TH CT, DES MOINES, IA 50317-5712 |
| Document Number | 0000092910 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 17812/423 |
| Instrument | 2019-00092910 |
| Name | IOWA FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,500 (+13.57%) Land $29,900 Building $167,600 | $197,500 (+13.57%) Land $29,900 Building $167,600 | |
| 2024 | $3,492.00 (+3.99%) | ||
| 2023 | $173,900 Land $26,000 Building $147,900 | $173,900 Land $26,000 Building $147,900 | |
| 2020 | $3,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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