2412 E 34th St, Des Moines, IA 50317 Property Records

Polk County property record for 2412 E 34th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1977
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Aug 2022)
Tax Bill	$2,924 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-29-451-019`

Property Details

APN / Parcel Number

Primary APN	`7923-29-451-019`
Alternative APN	`060/04698-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,016 sqft
1st Floor Area	988 sqft
Basement Area	728 sqft
Finished Basement	700 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2412 E 34TH ST
City	DES MOINES
State	IA
Zip	50317-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1015 FOUR MILE
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	FOUR MILE
Legal Lot Number	1015
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1019
Census Tract	103

Owner

2412 E 34th St is owned and occupied by an individual who bought it in August 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2412 E 34TH ST, DES MOINES, IA 50317-3207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Apr 13, 2022	Warranty Deed, Construction Loan · Construction Mortgage STATE SAVINGS BANK
Jul 29, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Apr 13, 2022 · Amount on File
Deed Document Number	2022-00064804
Deed Book / Page	19226 / 911
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 10, 2022
Property Address	2412 E 34TH ST, DES MOINES, IA 50317-3207
Document Number	0000064804
Book / Page	19226 / 911
Instrument Date	Aug 3, 2022
Instrument	2022-00064804
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 E 34TH ST, DES MOINES, IA 50317-3207

Mortgage

Document Number	0000064805
Date	Aug 10, 2022
Instrument	2022-00064805

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Mortgage

Document Number	0000064806
Date	Aug 10, 2022
Book Page	19226/930
Instrument	2022-00064806

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 13, 2022
Property Address	2412 E 34TH ST, DES MOINES, IA 50317-3207
Document Number	0000029463
Book / Page	19065 / 536
Instrument Date	Apr 12, 2022
Instrument	2022-00029463
Transaction Type	Construction Loan
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 ARMY POST RD, DES MOINES, IA 50315-5410

Mortgage

Document Number	0000029465
Date	Apr 13, 2022
Instrument	2022-00029465

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Dec 12, 2022

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2412 E 34TH ST, DES MOINES, IA 50317-3207
Document Number	0000012738
Instrument Date	Jul 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2412 E 34TH ST DES MOINES IA 503173207, DES MOINES, IA 50317-3207

Mortgage

Document Number	0000012738
Date	Aug 14, 2018
Book Page	017037/000783
Instrument	12738

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,400 Land $18,800 Building $146,600	$165,400 Land $18,800 Building $146,600
2024	$2,924.00
2023		$145,700 Land $16,300 Building $129,400	$145,700 Land $16,300 Building $129,400
2020	$2,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2412 E 34th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2412 E 34th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber, T-Mobile.

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