2412 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2412 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Triplex
Details	6 ba · 1,915 sqft · built 1930
Lot Size	0.163 acres (7,100 sqft)
Owner	Company Name on Record
Last Sale	$188,000 (Jan 2021)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`156C L 025`

Property Details

APN / Parcel Number

Primary APN	`156C L 025`
Alternative APN	`0000090698`

Interior

Full Baths	4.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	1,915 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1952
Architectural Style	Triplex
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090698
Street Address	2412 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4606
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Description	LT 17 BLK 16 WATKINS ADDN PB 3 PG 4
Legal Subdivision	WATKINS ADDITION
Legal Block	16
Legal Lot Number	17
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2031
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	515 DRUID LN, CHATTANOOGA, TN 37405-4039
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NATIONAL BANK
Jan 27, 2021	Warranty Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE COMAPNY
Jul 1, 2019	Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NAT'L BK
Dec 27, 2017	Quit Claim Deed, Transfer FIRST CHOICE TITLE
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRAVIS JONES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	2021178
Deed Book / Page	12331 / 594
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	0000000469
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000206
Date	Jul 6, 2021
Book Page	12555/136
Instrument	2021070600206

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 27, 2021
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Document Number	0000000178
Book / Page	12331 / 594
Map Reference	MB 3 PG 4
Instrument Date	Jan 25, 2021
Instrument	2021012700178
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE COMAPNY

Transaction

Amount	Amount Recorded
Tax	$695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 DRUID LN, CHATTANOOGA, TN 37405-4039
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2019
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Document Number	0701000331
Book / Page	011686 / 000354
Instrument Date	Jun 28, 2019
Instrument	190701000331
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount Recorded
Tax	$286.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 E 14TH ST CHATTANOOGA TN 374044606, CHATTANOOGA, TN 37404-4606

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Document Number	0000000110
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2412 E 14TH ST CHATTANOOGA TN 374044606, CHATTANOOGA, TN 37404-4606

Mortgage

Document Number	0000000110
Date	Jan 8, 2018
Book Page	011244/000317
Instrument	110

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2033

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 27, 2017
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Document Number	0000000469
Book / Page	011236 / 000297
Instrument Date	Dec 20, 2017
Instrument	469
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FIRST CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251C HIGHWAY 153 #207 HIXSON TN 373434910, 207, HIXSON, TN 37343-4910

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 28, 2017
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Document Number	0000000110
Book / Page	011213 / 000654
Instrument Date	Aug 30, 2017
Instrument	110
Transaction Type	Transfer
Record Updated	Jan 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251C HIGHWAY 153 #207 HIXSON TN 373434910, 207, HIXSON, TN 37343-4910

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 10, 2017
Property Address	2412 E 14TH ST, CHATTANOOGA, TN 37404-4606
Book / Page	011020 / 000274
Instrument Date	Apr 7, 2017
Instrument	178
Transaction Type	Construction Loan
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6441 BONNY OAKS DR #H CHATTANOOGA TN 374166002, H, CHATTANOOGA, TN 37416-6002

Mortgage

Document Number	0000000178
Date	Apr 10, 2017
Book Page	011020/000274
Instrument	178

Lender

Name	TRAVIS JONES
Address	2959 FERNLEAF LN, CHATTANOOGA, TN 37421-1977

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 9, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+97.23%)	$145,880 (+191.06%)	$364,700 (+191.06%) Land $50,000 Building $314,700
2024	$1,121.00	$50,120 (-)	$125,300 (-) Land $20,000 Building $105,300
2023	$1,121.00	$50,120 (-)	$125,300 (-) Land $20,000 Building $105,300
2022	$1,121.00	$50,120	$125,300 Land $20,000 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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