2412 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2412 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,421 sqft · built 1920
Lot Size	0.162 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,500 (Apr 2005)
Tax Bill	$508 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156C B 009`

Property Details

APN / Parcel Number

Primary APN	`156C B 009`
Alternative APN	`0000090436`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,421 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090436
Street Address	2412 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 17 BLK 18 WATKINS ADDN PB3 PG4
Legal Subdivision	WATKINS ADDN
Legal Block	18
Legal Lot Number	17
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2022
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2412 E 12TH ST, CHATTANOOGA, TN 37404-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2005 · Amount on Record
Deed Sale	Apr 19, 2005 · Amount on Record
Prior Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	0000000102
Deed Book / Page	7500 / 896
Last Transfer Date	Dec 3, 2020
Transfer Doc	1203000106
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 3, 2020
Property Address	2412 E 12TH ST, CHATTANOOGA, TN 37404-4601
Document Number	1203000106
Book / Page	012256 / 000015
Instrument Date	Aug 21, 2020
Instrument	201203000106
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2412 E 12TH ST CHATTANOOGA TN 374044601, CHATTANOOGA, TN 37404-4601

Mortgage

Document Number	1203000107
Date	Dec 3, 2020
Book Page	012256/000019
Instrument	201203000107

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00 (+33.33%)	$33,550 (+96.77%)	$134,200 (+96.77%) Land $50,000 Building $84,200
2024	$381.00	$17,050 (-)	$68,200 (-) Land $20,000 Building $48,200
2023	$381.00	$17,050 (-)	$68,200 (-) Land $20,000 Building $48,200
2022	$381.00	$17,050	$68,200 Land $20,000 Building $48,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20