2412 Covered Wagon Cir, Elverta, CA 95626 Property Records

Sacramento County property record for 2412 Covered Wagon Cir, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1979
Lot Size	0.15 acres (6,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2026)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`203-0225-012-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0225-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,536 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2412 COVERED WAGON CIR
City	ELVERTA
State	CA
Zip	95626-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PIONEER VILLAGE, LOT 40
Legal Subdivision	PIONEER VILLAGE
Legal Lot Number	40
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2030
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Apr 4, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Book / Page	20260709 / 616
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 9, 2026
Property Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Document Number	2026000616
Book / Page	20260709 / 616
Instrument Date	Jul 7, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002

Mortgage

Document Number	2026000617,
Date	Jul 9, 2026
Book Page	20260709/617

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002

Mortgage

Document Number	0000001008
Date	Jul 25, 2022
Instrument	2022072501008

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002

Mortgage

Document Number	0000002201
Date	Jun 15, 2021
Instrument	202106152201

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002

Mortgage

Document Number	6150000002201
Date	Jun 15, 2021
Book Page	20210615/2201

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Document Number	1908121261
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 COVERED WAGON CIR ELVERTA CA 956269002, ELVERTA, CA 95626-9002

Mortgage

Document Number	1908121261
Date	Aug 12, 2019
Instrument	1908121261

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 4, 2018
Property Address	2412 COVERED WAGON CIR, ELVERTA, CA 95626-9002
Document Number	1804040890
Instrument Date	Apr 2, 2018
Instrument	1804040890
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 COVERED WAGON CIR ELVERTA CA 956269002, ELVERTA, CA 95626-9002

Mortgage

Document Number	1804040891
Date	Apr 4, 2018
Instrument	1804040891

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,958 (+2%) Land $75,435 Building $249,523
2025	$3,573.00 (-2.22%)	$318,587 (+4.04%) Land $73,956 Building $244,631
2024	$3,654.00 (+2.18%)
2023	$3,576.00 (+0.85%)	$306,218 Land $71,085 Building $235,133
2022	$3,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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