2412 Breezy Point Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2412 Breezy Point Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,061 sqft · built 1973
Lot Size	0.164 acres (7,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2017)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427830A000`

Property Details

APN / Parcel Number

Primary APN	`427830A000`
Alternative APN	`2-0067-4976-00-0111.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	1,061 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427830A000
Street Address	2412 BREEZY POINT LN
City	O FALLON
State	MO
Zip	63368-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #1 SEC 3 LOT 111
Legal Subdivision	WOOD CREST #1 SEC 3
Legal Lot Number	111
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4029
Census Tract	311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2412 BREEZY POINT LN, O FALLON, MO 63368-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage F&B ACQUISITION
Sep 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	2017609670
Deed Book / Page	6814 / 1810
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0068141810
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2412 BREEZY POINT LN, O FALLON, MO 63368-3508
Document Number	0000094114
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2412 BREEZY POINT LN O FALLON MO 633683508, O FALLON, MO 63368-3508

Mortgage

Document Number	0000094114
Date	Dec 2, 2020
Instrument	94114

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 28, 2017
Property Address	2412 BREEZY POINT LN, O FALLON, MO 63368-3508
Document Number	0068141810
Book / Page	6814 / 1810
Map Reference	MB 16 PG 13
Instrument Date	Sep 27, 2017
Instrument	20170928000609670
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 QUILLPEN CT, 9, O FALLON, MO 63366-8426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 BREEZY POINT LN, O FALLON, MO 63368-3508

Mortgage

Document Number	20170928000609680
Date	Sep 28, 2017
Instrument	20170928000609680

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,336 (-)	$217,559 (-) Land $40,000 Building $177,559
2025	$2,453.00 (+4.43%)	$41,336 (+7.43%)	$217,559 (+7.43%) Land $40,000 Building $177,559
2024	$2,349.00
2023		$38,478
2022			$202,516 Land $40,000 Building $162,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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