Chesapeake City property record for 2412 Benefit Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,295 sqft · built 1978 |
| Lot Size | 5.03 acres (219,237 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $899,999 (Jul 2026) |
| Tax Bill | $6,423 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2025 Line of Credit + 1 more |
| APN | 0940000000383 |
| Primary APN | 0940000000383 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Upper Floors Area | 1,376 sqft |
| Attic | Attic |
| Attic Area | 594 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 219,237 sqft (5.03 acres) |
| Lot Dimensions | 668 ft deep x 277 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2412 BENEFIT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | PT B SUB PROP OF H L WILSON JR&SYLVIA A 5.033 AC |
| Legal Subdivision | WHOLE MAP 094 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 21200 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2412 BENEFIT RD, CHESAPEAKE, VA 23322-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Oct 7, 2025 | Deed of Trust, Mortgage · Line of Credit BAYPORT CU |
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Deed Document Number | 202619466 |
| Deed Book / Page | 11006 / 242 |
| Prior Transfer Date | Dec 18, 2024 |
| Prior Transfer Doc | 10815/1955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 28, 2026 |
| Property Address | 2412 BENEFIT RD, CHESAPEAKE, VA 23322-3013 |
| Document Number | 0000019466 |
| Book / Page | 11006 / 242 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202619466 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2412 BENEFIT RD, CHESAPEAKE, VA 23322-3013 |
| Document Number | 0000019467, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202619467 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2412 BENEFIT RD, CHESAPEAKE, VA 23322-3013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 10902/1777 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 10902/1777 |
| Instrument | 250023355 |
| Name | BAYPORT CU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 6, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2412 BENEFIT RD, CHESAPEAKE, VA 23322-3013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 10430/728 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 10430/728 |
| Instrument | 210038225 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,000 (+5.68%) Land $284,900 Building $387,100 | $672,000 (+5.68%) Land $284,900 Building $387,100 | |
| 2025 | $6,423.00 (+4.29%) | $635,900 (+13.35%) Land $252,300 Building $383,600 | $635,900 (+13.35%) Land $252,300 Building $383,600 |
| 2024 | $6,159.00 (+52.72%) | ||
| 2023 | $561,000 (+10.52%) Land $202,300 Building $358,700 | $561,000 (+10.52%) Land $202,300 Building $358,700 | |
| 2022 | $507,600 Land $182,300 Building $325,300 | $507,600 Land $182,300 Building $325,300 | |
| 2019 | $4,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1989–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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