San Diego County property record for 24118 Rutherford Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,125 sqft · built 1977 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Mar 2019) |
| Tax Bill | $6,204 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-562-09-00 |
| Primary APN | 288-562-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,125 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 24118 RUTHERFORD RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 100 TR 007706 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007706 |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20810 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24118 RUTHERFORD RD, RAMONA, CA 92065-4057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Mar 14, 2019 | Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on Record |
| Deed Sale | Mar 14, 2019 · Amount on Record |
| Prior Sale | May 29, 1987 · Amount on Record |
| Deed Document Number | 201990181 |
| Prior Transfer Date | Feb 8, 2000 |
| Prior Transfer Doc | 0000380592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24118 RUTHERFORD RD, RAMONA, CA 92065-4057 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 24118 RUTHEFORD ROAD, RAMONA, CA 92065-4057 |
| Document Number | 0000171455 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-0171455 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 14, 2019 |
| Property Address | 24118 RUTHERFORD RD, RAMONA, CA 92065-4057 |
| Document Number | 0000090181 |
| Map Reference | MAP 7706 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 2019-0090181 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LANDWOOD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 24118 RUTHERFORD RD, RAMONA, CA 92065-4057 |
| Document Number | 0000090182 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 2019-0090182 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 9% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,636 (+2%) Land $113,163 Building $387,473 | |
| 2025 | $6,204.00 (+7%) | $490,821 (+4.04%) Land $110,945 Building $379,876 |
| 2023 | $5,798.00 (-1.93%) | $471,764 Land $106,638 Building $365,126 |
| 2022 | $5,912.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2005–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
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