2411 Ranchito Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 2411 Ranchito Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,963 sqft · built 1948
Lot Size	0.164 acres (7,150 sqft)
Owner	Company Name on Record
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110-431-030-3`

Property Details

APN / Parcel Number

Primary APN	`110-431-030-3`
Alternative APN	`110-431-030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
1st Floor Area	1,963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2411 RANCHITO DR
City	CONCORD
State	CA
Zip	94520-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	T04998 L0001 B
Legal Subdivision	SUBDIVISION 4998
Legal Tract	04998
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	329000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2411 RANCHITO DR, CONCORD, CA 94520-1411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 27, 2005
Transfer Doc	0000231846
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2411 RANCHITO DR, CONCORD, CA 94520-1411
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 RANCHITO DR, CONCORD, CA 94520-1411

Mortgage

Document Number	0000098162
Date	Sep 19, 2025
Instrument	2025- 098162

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2055

Interest

Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2411 RANCHITO DR, CONCORD, CA 94520-1411
Document Number	0000100711
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2411 RANCHITO DR CONCORD CA 945201411, CONCORD, CA 94520-1411

Mortgage

Document Number	0000100711
Date	Jun 25, 2018
Instrument	100711

Lender

Name	BANK OF WEST
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,249 (+2%) Land $41,244 Building $172,005
2025	$3,241.00 (+5.85%) Homeowner's exemption	$209,069 (+4.04%) Land $40,436 Building $168,633
2023	$3,062.00 (+2.1%) Homeowner's exemption	$200,953 Land $38,867 Building $162,086
2022	$2,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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