2411 Plum Tree Cir, Buffalo, MN 55313 Property Records

Wright County property record for 2411 Plum Tree Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,064 sqft · built 2003
Lot Size	0.317 acres (13,825 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (May 2017)
Tax Bill	$5,418 (2026)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-183-001060`

Property Details

APN / Parcel Number

Primary APN	`103-183-001060`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,825 sqft (0.317 acres)
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2411 PLUM TREE CIR
City	BUFFALO
State	MN
Zip	55313-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-120 RANGE-025 COPPER CREEK 2ND ADDN LOT-006 BLOCK-001 K-001
Legal Range	025
Legal Township	120
Legal Section	16
Legal Subdivision	COPPER CREEK
Legal Block	1
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2019
Census Tract	100705

Owner

2411 Plum Tree Cir is owned and occupied by two individuals who bought it in May 2017.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2411 PLUM TREE CIR, BUFFALO, MN 55313-3625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 11, 2017	Warranty Deed, Transfer CENTRAL LAND TITLE
Dec 21, 2016	Loan Modification, Mortgage · Line of Credit FIRST MN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on File
Deed Sale	May 11, 2017 · Amount on File
Prior Sale	Nov 6, 2003 · Amount on File
Deed Document Number	20171342996
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	2411 PLUM TREE CIR, BUFFALO, MN 55313-3625
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 PLUM TREE CIR, BUFFALO, MN 55313-3625

Mortgage

Document Number	00A1496288
Date	Jan 14, 2022
Instrument	A1496288

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	May 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 11, 2017
Property Address	2411 PLUM TREE CIR, BUFFALO, MN 55313-3625
Document Number	0001342996
Instrument Date	Apr 28, 2017
Instrument	1342996
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CENTRAL LAND TITLE

Transaction

Amount	Amount on Record
Tax	$999.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2411 PLUM TREE CIR, BUFFALO, MN 55313-3625

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	2411 PLUM TREE CIR, BUFFALO, MN 55313-3625
Document Number	0001334302
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2411 PLUM TREE CIR BUFFALO MN 553133625, BUFFALO, MN 55313-3625

Mortgage

Document Number	0001334302
Date	Jan 10, 2017
Instrument	1334302

Lender

Name	FIRST MN BK
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2411 Plum Tree Cir was $5,418.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,418.00	$470,700 (+7%) Land $75,000 Building $395,700	$470,700 (+7%) Land $75,000 Building $395,700
2025		$439,900 Land $75,000 Building $364,900	$439,900 Land $75,000 Building $364,900
2023	$5,342.00 (+7.92%)	$447,000 Land $70,000 Building $377,000	$447,000 Land $70,000 Building $377,000
2022	$4,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2411 Plum Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2411 Plum Tree Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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