2411 Millstream Ave, Winterset, IA 50273 Property Records

Madison County property record for 2411 Millstream Ave, Winterset, IA 50273

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,027 sqft · built 2007
Lot Size	10.5 acres (457,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2017)
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520101820030000`

Property Details

APN / Parcel Number

Primary APN	`520101820030000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
1st Floor Area	1,707 sqft
Basement Area	1,707 sqft
Finished Basement	1,500 sqft
Unfinished Basement	207 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	457,816 sqft (10.5 acres)
Garage Type	Mixed
Garage Area	2,136 sqft
Parking Spaces	8 Parking Spaces
Deck Area	296 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	2411 MILLSTREAM AVE
City	WINTERSET
State	IA
Zip	50273-8124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT 3 10.51A HILLTOP PINES SUB SEC 7&18
Legal Range	27W
Legal Township	75N
Legal Section	18
Legal Subdivision	HILLTOP PINES SUB
Legal Lot Number	3
Jurisdiction	MADISON IA
Township / Civil Division	SCOTT
Census Block Group	3
Census Block	3008
Census Tract	60300

Owner

Source: Madison County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2411 MILLSTREAM AVE, WINTERSET, IA 50273-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jun 1, 2017	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Apr 17, 2014 · Amount on Record
Deed Document Number	20171698
Deed Book / Page	2017 / 1698
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Recording Date	Jun 4, 2026
Property Address	2411 MILLSTREAM AVE, WINTERSET, IA 50273-8124
Document Number	0000001615
Book / Page	2026 / 1615
Instrument Date	May 29, 2026
Instrument	20261615
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 MILLSTREAM AVE, WINTERSET, IA 50273-8124

Mortgage

Document Number	0000001615,
Date	Jun 4, 2026
Book Page	2026/1615
Instrument	20261615

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2411 MILLSTREAM AVE, WINTERSET, IA 50273-8124
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002450
Date	Jul 30, 2018
Book Page	0000002018/0000002450
Instrument	000000002450

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Jan 1, 2043

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jun 1, 2017
Property Address	2411 MILLSTREAM AVE, WINTERSET, IA 50273-8124
Document Number	02017/1698
Book / Page	2017 / 1698
Instrument Date	May 31, 2017
Instrument	2017 1698
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2411 MILLSTREAM AVE, WINTERSET, IA 50273-8124

Mortgage

Document Number	02017/1699
Date	Jun 1, 2017
Book Page	2017/1699
Instrument	2017 1699

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,196.00 Homeowner's exemption	$489,700 (+7.65%) Land $9,700 Building $480,000	$489,700 (+7.65%) Land $9,700 Building $480,000
2024	$6,196.00 (+10.88%)
2023		$454,900 Land $7,600 Building $447,300	$454,900 Land $7,600 Building $447,300
2022	$5,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, BTWI, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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