Bay County property record for 2411 McCormick Rd, Panama City, FL 32409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,513 sqft · built 1987 |
| Lot Size | 3.56 acres (155,073 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Feb 2022) |
| Tax Bill | $2,340 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 07959-000-000 |
| Primary APN | 07959-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 1,513 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 155,073 sqft (3.56 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 700 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2411 MCCORMICK RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32409-1592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 27 2S 14W -41- 101A- BEG 658.26 E & 30 N OF SW COR OF SE1/4 TH N 579.28 E 329.13 S 580.36 W 329.13 TO POB TRACT 10 LESS PRCLS (SUBJ TO ESMT ORB 3751 P 1510) ORB 4523 P 532 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Tract | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 203 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2411 MCCORMICK RD, SOUTHPORT, FL 32409-1592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Jan 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on Record |
| Deed Sale | Feb 14, 2022 · Amount on Record |
| Prior Sale | Oct 24, 2014 · Amount on Record |
| Deed Document Number | 202210475 |
| Deed Book / Page | 4523 / 532 |
| Prior Transfer Date | Apr 19, 2012 |
| Prior Transfer Doc | 0000022331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 14, 2022 |
| Property Address | 2411 MCCORMICK RD, SOUTHPORT, FL 32409-1592 |
| Document Number | 0045230532 |
| Book / Page | 4523 / 532 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022010475 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 MARIN DR, 124, PANAMA CITY, FL 32405-4257 |
| Name | Verified Name |
|---|---|
| Address | 2411 MCCORMICK RD, SOUTHPORT, FL 32409-1592 |
| Document Number | 0004523535 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 4523/535 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 16, 2020 |
| Property Address | 2411 MCCORMICK RD, SOUTHPORT, FL 32409-1592 |
| Document Number | 0042120091 |
| Book / Page | 004212 / 000091 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 3956 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 124 MARIN DR PANAMA CITY FL 324054257, PANAMA CITY, FL 32405-4257 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,340.00 (-11.2%) Homeowner's exemption Additional exemption filed | $257,240 (+2.6%) | $259,416 (+3.46%) Land $97,330 Building $162,086 |
| 2024 | $2,635.00 (-2.04%) | ||
| 2023 | $2,690.00 (+17.52%) Homeowner's exemption | $250,730 (+28.69%) Land $97,330 Building $153,400 | $250,730 (+28.69%) Land $97,330 Building $153,400 |
| 2022 | $2,289.00 | $194,838 Land $90,780 Building $104,058 | $194,838 Land $90,780 Building $104,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 389 units insured incl. 63 condo units |
| Nearby Flood Claims | 20 (1995–2021) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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