2411 E Providence Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2411 E Providence Dr, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,594 sqft · built 2001
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Dec 2014)
Tax Bill	$4,350 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`231-062-20`

Property Details

APN / Parcel Number

Primary APN	`231-062-20`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,594 sqft Living Area
Gross Area	3,056 sqft
1st Floor Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Other
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	150 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2411 E PROVIDENCE DR
City	CHARLOTTE
State	NC
Zip	28270-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L5 B2 M9-357
Legal Subdivision	EAST PROVIDENCE ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	5851

Owner

2411 E Providence Dr is owner-occupied and held in a trust since August 2017.

Source: Mecklenburg County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2411 E PROVIDENCE DR, CHARLOTTE, NC 28270-1226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Prior Sale	May 16, 2007 · Amount on File
Deed Document Number	2014141662
Deed Book / Page	29618 / 253
Last Transfer Date	Aug 25, 2017
Transfer Doc	0000116491
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 13, 2026
Property Address	2411 E PROVIDENCE DR, CHARLOTTE, NC 28270-1226
Document Number	0000049793
Book / Page	40416 / 587
Instrument Date	May 12, 2026
Instrument	202649793
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2411 E PROVIDENCE DR, CHARLOTTE, NC 28270-1226

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2411 E PROVIDENCE DR, CHARLOTTE, NC 28270-1226
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037654
Date	Feb 26, 2021
Book Page	35725/429
Instrument	2021037654

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2411 E PROVIDENCE DR, CHARLOTTE, NC 28270-1226
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163944
Date	Dec 7, 2017
Book Page	32323/053
Instrument	2017163944

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2017
Property Address	2411 E PROVIDENCE DR, CHARLOTTE, NC 28270-1226
Document Number	0000116491
Book / Page	032075 / 000699
Instrument Date	Aug 25, 2017
Instrument	116491
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2411 E PROVIDENCE DR CHARLOTTE NC 282701226, CHARLOTTE, NC 28270-1226

Tax Assessment & Valuation

The 2025 property tax bill for 2411 E Providence Dr was $4,350.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00	$544,500 Land $150,000 Building $394,500	$544,500 Land $150,000 Building $394,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2411 E Providence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2411 E Providence Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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