2411 Clover Ln, Merced, CA 95340 Property Records

Merced County property record for 2411 Clover Ln, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,251 sqft · built 1980
Lot Size	0.33 acres (14,392 sqft)
Owner	Company Name on Record
Last Sale	$456,000 (Jun 2018)
Tax Bill	$5,736 (2025)
Deeds & Mortgages	Apr 2020 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-020-005-000`

Property Details

APN / Parcel Number

Primary APN	`108-020-005-000`
Alternative APNs	`108-020-005` `008252005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	14,392 sqft (0.33 acres)
Garage Type	Attached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	302 sqft
Patio Area	537 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	108-020-005
Street Address	2411 CLOVER LN
City	MERCED
State	CA
Zip	95340-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHITEGATE EST #1 LOT 5
Legal Subdivision	WHITEGATE ESTATE
Legal Lot Number	5
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4021
Census Tract	1200

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2411 CLOVER LN, MERCED, CA 95340-2703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 20, 2020	Quit Claim Deed, Transfer CITYWIDE HMS LNS
Jun 15, 2018	Grant Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	201817992
Last Transfer Date	Apr 10, 2020
Transfer Doc	0000012800
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Apr 20, 2020
Property Address	2411 CLOVER LN, MERCED, CA 95340-2703
Document Number	0000012800
Instrument Date	Apr 10, 2020
Instrument	12800
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2411 CLOVER LN MERCED CA 953402703, MERCED, CA 95340-2703

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Apr 20, 2020
Property Address	2411 CLOVER LN, MERCED, CA 95340-2703
Document Number	0000012765
Instrument Date	Apr 10, 2020
Instrument	12765
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2411 CLOVER LN MERCED CA 953402703, MERCED, CA 95340-2703

Mortgage

Document Number	12766
Date	Apr 20, 2020
Instrument	12766

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 15, 2018
Property Address	2411 CLOVER LN, MERCED, CA 95340-2703
Document Number	0000017992
Instrument Date	Jun 7, 2018
Instrument	17992
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2411 CLOVER LN MERCED CA 953402703, MERCED, CA 95340-2703

Mortgage

Document Number	17993
Date	Jun 15, 2018
Instrument	17993

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,221 (+2%) Land $75,435 Building $453,786
2025	$5,736.00 (+7.23%) Homeowner's exemption	$518,845 (+4.04%) Land $73,956 Building $444,889
2023	$5,349.00 (+1.33%) Homeowner's exemption	$498,699 Land $71,085 Building $427,614
2022	$5,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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