2411 Center St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2411 Center St, Cedar Falls, IA 50613

Property Summary

Property Type	Office Building
Details	612 sqft · built 1956
Lot Size	0.268 acres (11,690 sqft)
Owner	Company Name on Record
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`9014-36-352-011`

Property Details

APN / Parcel Number

Primary APN	`9014-36-352-011`

Interior

Stories	1 Story
Building Area	612 sqft Gross Area
1st Floor Area	612 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Shingle
Lot Area	11,690 sqft (0.268 acres)
Lot Dimensions	167 ft deep x 70 ft wide

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	64 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2411 CENTER ST
City	CEDAR FALLS
State	IA
Zip	50613-1057
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	HOME ACRES ADDITION LOT 7
Legal Range	14W
Legal Township	90N
Legal Section	36
Legal Subdivision	HOME ACRES ADDITION
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3018
Census Tract	2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2411 CENTER ST, CEDAR FALLS, IA 50613-1057
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
Nov 9, 2021	Deed of Trust, Mortgage · Construction Mortgage CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2411 CENTER ST, CEDAR FALLS, IA 50613-1057
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 CRESCENT DR, CEDAR FALLS, IA 50613-1866

Mortgage

Document Number	202300008861
Date	Dec 9, 2022
Instrument	202300008861

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2411 CENTER ST, CEDAR FALLS, IA 50613-1057
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 CRESCENT DR, CEDAR FALLS, IA 50613-1866

Mortgage

Document Number	202200009977
Date	Nov 9, 2021
Instrument	202200009977

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (+33.92%)	$171,060 (+27.51%) Land $23,380 Building $147,680	$171,060 (+27.51%) Land $23,380 Building $147,680
2024	$2,158.00 (+122.93%)
2023		$134,150 (+155.77%) Land $23,380 Building $110,770	$134,150 (+155.77%) Land $23,380 Building $110,770
2022	$968.00	$52,450 Land $17,540 Building $34,910
2021			$52,450 Land $17,540 Building $34,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 76 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims Severe Storms & Flooding, Aug 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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