2410 Lilac St, McHenry, IL 60051 Property Records

McHenry County property record for 2410 Lilac St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,078 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2022)
Tax Bill	$5,452 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`15-18-256-005`

Property Details

APN / Parcel Number

Primary APN	`15-18-256-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2410 LILAC ST
City	MCHENRY
State	IL
Zip	60051-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0031856 LT 5 BLK 7 HOLIDAY HILLS UNIT 1
Legal Subdivision	HOLIDAY HILLS UNIT 1
Legal Block	7
Legal Lot Number	5
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	2
Census Block	2011
Census Tract	870811

Owner

2410 Lilac St is owned and occupied by an individual who acquired it in July 2026.

Source: McHenry County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2410 LILAC ST, MCHENRY, IL 60051-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	Dec 10, 2010 · Amount on File
Deed Document Number	202231856
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000022748
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 6, 2026
Property Address	2410 LILAC ST, MCHENRY, IL 60051-9203
Document Number	0000022748
Instrument Date	Jul 28, 2026
Instrument	202622748
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 LILAC ST, MCHENRY, IL 60051-9203

Mortgage

Document Number	0000022749,
Date	Aug 6, 2026
Instrument	202622749

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.99%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2410 LILAC ST, MCHENRY, IL 60051-9203
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 LILAC ST, MCHENRY, IL 60051-9203

Mortgage

Document Number	0000003487
Date	Feb 9, 2026
Instrument	2026R0003487

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.12%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 13, 2022
Property Address	2410 LILAC ST, MCHENRY, IL 60051-9203
Document Number	0000031856
Map Reference	MB 12 PG 24
Instrument Date	Aug 30, 2022
Instrument	2022R0031856
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 GROUSE LANE, COOK, IL

Mortgage

Document Number	0000031857
Date	Sep 13, 2022
Instrument	2022R0031857

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	Holiday Hills Village
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,452.00	$74,774 Land $15,401 Building $59,373	$224,322 Land $46,203 Building $178,119
2022	Homeowner's exemption	$61,322 Land $12,630 Building $48,692	$183,966 Land $37,890 Building $146,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2410 Lilac St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	85 (1978–2026)
Claims Outside the SFHA	1 of 85
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2410 Lilac St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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