2410 Lanier Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 2410 Lanier Rd, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,016 sqft · built 2006
Lot Size0.583 acres (25,395 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Aug 2025)
Tax Bill$3,764 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2020 Foreclosure
Flood ZoneZone AE (high risk)
APN402325327002

Property Details

APN / Parcel Number

Primary APN402325327002
Alternative APNs
  • 00712120000005
  • 10004622795

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,016 sqft Living Area
Gross Area2,190 sqft
1st Floor Area2,016 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,395 sqft (0.583 acres)
DrivewayConcrete Driveway
Driveway Area2,207 sqft

Exterior Amenities

PorchPorch
Porch Area117 sqft
Deck Area64 sqft
Patio Area238 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00712120000005
Street Address2410 LANIER RD
CityPUNTA GORDA
StateFL
Zip33982-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal Description25-40-23 P-26 0.58A M/L COMM NE COR OF SW1/4 W 214.5FT S 239FT TO POB CONT S 106FT SW 206.24FT N 141 FT E 214.5FT TO POB 339/297 370/201 386/173 419/770 588/435610/193 644/192 687/2007 1094/468 1497/2147 CT4557/197 E3431709 E3431710
Legal Range23E
Legal Township40S
Legal Section25
Legal TractZZZ
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2018
Census Tract10200

Owner

Source: Charlotte County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2410 LANIER RD, PUNTA GORDA, FL 33982-1433
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY
Mar 27, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Deed Document Number20253557082
Prior Transfer DateNov 8, 1996
Prior Transfer Doc1497002147
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateJul 6, 2026
Property Address2410 LANIER RD, PUNTA GORDA, FL 33982-1433
Document Number0003660797
Instrument DateJun 26, 2026
Instrument20263660797
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2410 LANIER RD, PUNTA GORDA, FL 33982-1433

Mortgage

Document Number0003660797,
DateJul 6, 2026
Instrument20263660797
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionCHARLOTTE FL
Recording DateMar 27, 2020
Property Address2410 LANIER RD, PUNTA GORDA, FL 33982-1433
Document Number0045570197
Book / Page004557 / 000197
Instrument DateMar 6, 2020
Instrument2799517
Transaction TypeForeclosure
Record UpdatedJun 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 (-5.09%)$190,086 (-0.61%) Land $7,929 Building $182,157$190,086 (-18.1%) Land $7,929 Building $182,157
2023$3,966.00 (+10.04%)$191,259 (-0.78%)$232,085 (+20.4%) Land $9,037 Building $223,048
2022$3,604.00$192,765 Land $4,956 Building $187,809$192,765 Land $4,956 Building $187,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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