Black Hawk County property record for 241 Zelmar Dr, Waterloo, IA 50701 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,182 sqft · built 1956 |
| Lot Size | 0.178 acres (7,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,000 (Jan 2022) |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Jan 2022 Second Mortgage Jan 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-280-007 |
| Primary APN | 8913-21-280-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 1,014 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 1,014 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,770 sqft (0.178 acres) |
| Lot Dimensions | 111 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 241 ZELMAR DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZELMAR ADDITION LOT 14 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | ZELMAR ADDITION |
| Legal Lot Number | 14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-280-007
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 ZELMAR DR, WATERLOO, IA 50701-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Jan 12, 2022 | Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 202214399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 241 ZELMAR DR, WATERLOO, IA 50701-1857 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200014401 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 202200014401 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 05, 2032 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 12, 2022 |
| Property Address | 241 ZELMAR DR, WATERLOO, IA 50701-1857 |
| Document Number | 202200014399 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 202200014399 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 241 ZELMAR DR, WATERLOO, IA 50701-1857 |
| Document Number | 202200014400 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 202200014400 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 05, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,266.00 Homeowner's exemption | $183,970 (+14.39%) Land $20,930 Building $163,040 | $183,970 (+14.39%) Land $20,930 Building $163,040 |
| 2024 | $3,266.00 (+32.76%) | ||
| 2023 | $160,820 (+33.02%) Land $20,930 Building $139,890 | $160,820 (+33.02%) Land $20,930 Building $139,890 | |
| 2022 | $2,460.00 Homeowner's exemption | $120,900 Land $20,930 Building $99,970 | |
| 2021 | $120,900 Land $20,930 Building $99,970 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AMG Technology Investment Group | Fixed Wireless (unlicensed) | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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